San Diego County property record for 129 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,504 sqft · built 2004 |
| Lot Size | 0.347 acres (15,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Aug 1999) |
| Tax Bill | $4,321 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-180-07-00 |
| Primary APN | 399-180-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,113 sqft (0.347 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 129 FRANCES DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK J LOTS 17 & 19 TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | J |
| Legal Lot Number | 17,19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Mar 17, 2020 | Quit Claim Deed, Transfer INTERCAP LNDG |
| Oct 18, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 1999 · Amount on Record |
| Deed Sale | Aug 27, 1999 · Amount on Record |
| Prior Sale | May 17, 1999 · Amount on Record |
| Deed Document Number | 1999594592 |
| Last Transfer Date | Mar 11, 2020 |
| Transfer Doc | 0000136508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000342484 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-0342484 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000043490 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022-0043490 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2020 |
| Property Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000136508 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 136508 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 FRANCES DR EL CAJON CA 920191556, EL CAJON, CA 92019-1556 |
| Document Number | 136509 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 136509 |
| Name | INTERCAP LNDG |
|---|---|
| Address | DRAPER, UT 84020 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 18, 2019 |
| Property Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000472083 |
| Map Reference | MAP 1943 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 2019-0472083 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000472084 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019-0472084 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $385,833 (+2%) Land $101,889 Building $283,944 | |
| 2025 | $4,321.00 (-0.07%) Homeowner's exemption | $378,269 (+4.04%) Land $99,892 Building $278,377 |
| 2023 | $4,324.00 (+0.68%) Homeowner's exemption | $363,582 Land $96,014 Building $267,568 |
| 2022 | $4,295.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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