133 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 133 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,528 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,049,000 (Jul 2026)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242003950`

Property Details

APN / Parcel Number

Primary APN	`242003950`
Alternative APN	`R614 029 000 1855 0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	133 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3074 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3074
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2005
Census Tract	2103

Owner

Source: Beaufort County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE
Sep 6, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
May 31, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2018	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Jun 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Sep 6, 2023 · Amount on Record
Deed Document Number	202633338
Deed Book / Page	4563 / 1
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000028741
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Recording Date	Jul 6, 2026
Property Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000029952
Book / Page	4556 / 41
Instrument Date	Jun 15, 2026
Instrument	202629952
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348

Mortgage

Document Number	0000029952,
Date	Jul 6, 2026
Book Page	4556/41
Instrument	202629952

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 24, 2026
Property Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000033338
Book / Page	4563 / 1
Instrument Date	Jun 8, 2026
Instrument	202633338
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392,011.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348

Mortgage

Document Number	0000033339,
Date	Jul 24, 2026
Book Page	4563/4
Instrument	202633339

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 6, 2023
Property Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000042042
Book / Page	4272 / 2585
Map Reference	MB 141 PG 64
Instrument Date	Sep 1, 2023
Instrument	2023042042
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348

Mortgage

Document Number	0000042081
Date	Sep 6, 2023
Instrument	2023042081

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 31, 2018
Property Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000028741
Book / Page	003671 / 002027
Instrument Date	May 30, 2018
Instrument	28741
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	133 FLATWATER DR BLUFFTON SC 299109348, BLUFFTON, SC 29910-9348

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 9, 2018
Property Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000018082
Book / Page	3657 / 2267
Map Reference	MB 141 PG 64
Instrument Date	Mar 30, 2018
Instrument	2018018082
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$2,164.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3087 ARGENT BLVD, 3087, RIDGELAND, SC 29936-8185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348

Mortgage

Document Number	0000018083
Date	Apr 9, 2018
Instrument	2018018083

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 27, 2017
Property Address	133 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000034239
Book / Page	003585 / 002610
Instrument Date	Jun 6, 2017
Instrument	34239
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3087 ARGENT BLVD RIDGELAND SC 299368185, RIDGELAND, SC 29936-8185

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00 (-0.05%)	$35,200 (-)
2024	$5,770.00 (+29.31%)	$35,200 (+3.79%) Land $8,600 Building $26,600	$880,000 (-) Land $215,000 Building $665,000
2023	$4,462.00 (+8.38%)	$33,916 (+44.94%) Land $8,600 Building $25,316	$880,000 (+50.43%) Land $215,000 Building $665,000
2022	$4,117.00 Homeowner's exemption	$23,400 Land $4,000 Building $19,400	$585,000 Land $100,000 Building $485,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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