129 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 129 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,620 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on Record
Last Sale	$94,000 (Aug 2019)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242003951`

Property Details

APN / Parcel Number

Primary APN	`242003951`
Alternative APN	`R614 029 000 1856 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,620 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003951
Street Address	129 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3075 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3075
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2005
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	129 FLATWATER DR, BLUFFTON, SC 29910-9348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Oct 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 19, 2019	Warranty Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC
Dec 29, 2017	Warranty Deed, Transfer HERITAGE TRUST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	0000044488
Deed Book / Page	3786 / 2831
Last Transfer Date	Oct 7, 2019
Transfer Doc	0000053902
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	129 FLATWATER DR, BLUFFTON, SC 29910-9348
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008496
Date	Feb 4, 2021
Book Page	3968/675
Instrument	2021008496

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 7, 2019
Property Address	129 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000053902
Book / Page	003800 / 001980
Instrument Date	Sep 27, 2019
Instrument	53902
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9113 CREEKWALK PL GLEN ALLEN VA 230602866, GLEN ALLEN, VA 23060-2866

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 19, 2019
Property Address	129 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000044488
Book / Page	3786 / 2831
Map Reference	MB 141 PG 64
Instrument Date	Jul 31, 2019
Instrument	2019044488
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 QUARTER CASTING CIR, 121, BLUFFTON, SC 29910-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9113 CREEKWALK PL, GLEN ALLEN, VA 23060-2866

Mortgage

Document Number	0000044489
Date	Aug 19, 2019
Instrument	2019044489

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	4
Max Rate	10.1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 29, 2017
Property Address	129 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000071015
Book / Page	3633 / 1165
Map Reference	MB 141 PG 64
Instrument Date	Dec 13, 2017
Instrument	2017071015
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3087 ARGENT BLVD, 3087, RIDGELAND, SC 29936-8185

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 JAMES DR, WARETOWN, NJ 08758-2631

Mortgage

Document Number	0000071016
Date	Dec 29, 2017
Instrument	2017071016

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jan 5, 2023

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (-50.75%)	$28,840 (-16.65%)
2024	$9,674.00 (+102.94%)	$34,600 (-16.87%) Land $8,600 Building $26,000	$865,000 (-) Land $215,000 Building $650,000
2023	$4,767.00 (-57.48%)	$41,624 (+65.96%) Land $8,600 Building $33,024	$865,000 (+37.96%) Land $215,000 Building $650,000
2022	$11,212.00	$25,080 Land $4,000 Building $21,080	$627,000 Land $100,000 Building $527,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flatwater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures