1329 Timberidge Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1329 Timberidge Loop N, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1982
Lot Size	0.358 acres (15,599 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2022)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-161000-001160`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-161000-001160`
Alternative APNs	`082724161000001160` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	15,599 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	575 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1329 TIMBERIDGE LOOP N
City	LAKELAND
State	FL
Zip	33809-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERIDGE PHASE TWO PB 71 PG 39 LOT 116
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE PHASE 02
Legal Phase	2
Legal Tract	161000
Legal Block	1
Legal Lot Number	116
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1008
Census Tract	12304

Owner

Source: Polk County records · APN 24-27-08-161000-001160

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1329 TIMBERIDGE LOOP N, LAKELAND, FL 33809-7668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2022 · Amount on Record
Deed Sale	Jun 08, 2022 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	2022156913
Deed Book / Page	12288 / 1857
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 08, 2022
Property Address	1329 TIMBERIDGE LOOP N, LAKELAND, FL 33809-7668
Document Number	0000156913
Book / Page	12288 / 1857
Map Reference	MB 71 PG 39
Instrument Date	Jun 07, 2022
Instrument	2022156913
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	SWAN CITY TITLE CO LLC, SWAN CITY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1329 TIMBERIDGE LOOP N, 1329, LAKELAND, FL 33809-7668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1329 TIMBERIDGE LOOP N, LAKELAND, FL 33809-7668

Mortgage

Document Number	0122881859
Date	Jun 08, 2022
Instrument	12288/1859

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1329 TIMBERIDGE LOOP N, LAKELAND, FL 33809-7668
Transaction Type	Mortgage
Record Updated	Nov 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277086
Date	Oct 25, 2021
Book Page	11950/2086
Instrument	2021277086

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 15, 2018
Property Address	1329 TIMBERIDGE LOOP N, LAKELAND, FL 33809-7668
Document Number	0104850399
Book / Page	010485 / 000399
Instrument Date	May 11, 2018
Instrument	103498
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	UNITED TITLE GROUP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 TIMBERIDGE LOOP N LAKELAND FL 338097668, LAKELAND, FL 33809-7668

Mortgage

Document Number	104850401
Date	May 15, 2018
Book Page	010485/000401
Instrument	103499

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (-14.35%)	$255,274 (-0.46%) Land $60,000 Building $195,274	$255,274 (-0.46%) Land $60,000 Building $195,274
2023	$3,853.00 (+71.78%)	$256,463 (+47.36%) Land $58,000 Building $198,463	$256,463 (+15.23%) Land $58,000 Building $198,463
2022	$2,243.00	$174,041	$222,560 Land $48,000 Building $174,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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