1326 Timberidge Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1326 Timberidge Loop N, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,308 sqft · built 1986
Lot Size	0.35 acres (15,224 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2018)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-160990-000530`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-160990-000530`
Alternative APNs	`082724160990000530` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	2,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,224 sqft (0.35 acres)
Lot Dimensions	145 ft deep x 105 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	255 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1326 TIMBERIDGE LOOP N
City	LAKELAND
State	FL
Zip	33809-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	TIMBERIDGE SUBDIVISION PB 69 PGS 28/30 LOT 53
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE
Legal Tract	160990
Legal Block	1
Legal Lot Number	53
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC
Aug 23, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	2018179634
Deed Book / Page	10589 / 1990
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649

Mortgage

Document Number	0000088674
Date	Apr 8, 2021
Book Page	11658/562
Instrument	2021088674

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Document Number	0113990615
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1326 TIMBERIDGE LOOP N LAKELAND FL 338096649, LAKELAND, FL 33809-6649

Mortgage

Document Number	0113990615
Date	Oct 2, 2020
Book Page	011399/000615
Instrument	207670

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 CURINSRUM SEVENTH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Document Number	0110851618
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1326 TIMBERIDGE LOOP N LAKELAND FL 338096649, LAKELAND, FL 33809-6649

Mortgage

Document Number	0110851618
Date	Dec 26, 2019
Book Page	011085/001618
Instrument	273093

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Document Number	0108171215
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1326 TIMBERIDGE LOOP N LAKELAND FL 338096649, LAKELAND, FL 33809-6649

Mortgage

Document Number	0108171215
Date	Apr 23, 2019
Book Page	010817/001215
Instrument	81799

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 23, 2018
Property Address	1326 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Document Number	0105891990
Book / Page	010589 / 001990
Instrument Date	Jul 19, 2018
Instrument	179634
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1326 TIMBERIDGE LOOP N LAKELAND FL 338096649, LAKELAND, FL 33809-6649

Mortgage

Document Number	105891993
Date	Aug 23, 2018
Book Page	010589/001993
Instrument	179635

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00 (-13.8%) Homeowner's exemption	$263,359 (+5.99%)	$363,722 (-2.18%) Land $60,000 Building $303,722
2023	$3,347.00 (+3.37%) Homeowner's exemption	$248,483 (+3%)	$371,834 (+15.54%) Land $58,000 Building $313,834
2022	$3,238.00 Homeowner's exemption	$241,246	$321,810 Land $48,000 Building $273,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

1326 Timberidge Loop N, Lakeland, FL 33809 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Timberidge Loop N

Nearby Streets

Search Property Records by Address or Parcel Number