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1314 Timberidge Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1314 Timberidge Loop N, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,120 sqft · built 1990
Lot Size0.35 acres (15,224 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Nov 2019)
Tax Bill$1,866 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-27-08-160990-000510

Property Details

APN / Parcel Number

Primary APN24-27-08-160990-000510
Alternative APNs
  • 082724160990000510
  • 82724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,120 sqft Living Area
Gross Area2,560 sqft
1st Floor Area2,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area15,224 sqft (0.35 acres)
Lot Dimensions145 ft deep x 105 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch
Porch Area124 sqft
Patio Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1314 TIMBERIDGE LOOP N
CityLAKELAND
StateFL
Zip33809-6649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBERIDGE SUBDIVISION PB 69 PGS 28/30 LOT 51
Legal Range24E
Legal Township27S
Legal Section08
Legal SubdivisionTIMBERIDGE
Legal Tract160990
Legal Block1
Legal Lot Number51
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1001
Census Tract12304

Owner

Source: Polk County records · APN 24-27-08-160990-000510

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1314 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU ISAOA
Nov 13, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleApr 07, 2015 · Amount on Record
Deed Document Number2019244441
Deed Book / Page11044 / 1432
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 18, 2019
Property Address1314 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Document Number0110441432
Book / Page011044 / 001432
Instrument DateNov 15, 2019
Instrument244441
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1314 TIMBERIDGE LOOP N LAKELAND FL 338096649, LAKELAND, FL 33809-6649

Mortgage

Document Number110441434
DateNov 18, 2019
Book Page011044/001434
Instrument244442
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1314 TIMBERIDGE LOOP N, LAKELAND, FL 33809-6649
Document Number0107350290
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedFeb 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 TIMBERIDGE LOOP N LAKELAND FL 338096649, LAKELAND, FL 33809-6649

Mortgage

Document Number0107350290
DateJan 29, 2019
Book Page010735/000290
Instrument18103
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueJan 28, 2044

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,866.00 (-18.98%) Homeowner's exemption$184,527 (+5.99%)$301,434 (-2.77%) Land $60,000 Building $241,434
2023$2,303.00 (+4.11%) Homeowner's exemption$174,104 (+3%)$310,017 (+15.87%) Land $58,000 Building $252,017
2022$2,212.00 Homeowner's exemption$169,033$267,561 Land $48,000 Building $219,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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