Okaloosa County property record for 1328 Windrush Cv, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,441 sqft · built 1991 |
| Lot Size | 0.31 acres (13,520 sqft) |
| Owner | Company Name on File |
| Last Sale | $332,000 (Apr 2016) |
| Tax Bill | $5,023 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-8101-5 |
| Primary APN | C56-000-596-8101-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,441 sqft Heated Area |
| Gross Area | 3,377 sqft |
| 1st Floor Area | 1,841 sqft |
| Upper Floors Area | 600 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 13,520 sqft (0.31 acres) |
| Garage Type | Finished |
| Garage Area | 546 sqft |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1328 WINDRUSH CV |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 27 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH 5 AT BWB |
| Legal Phase | 5 |
| Legal Unit | 27 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
1328 Windrush Cv is owned by a company that acquired it in April 2016 and is owner-occupied.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1328 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Deed Document Number | 0000324410 |
| Deed Book / Page | 3244 / 10 |
| Last Transfer Date | Apr 18, 2016 |
| Transfer Doc | 0032440010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1328 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1328 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Document Number | 0036524911 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 3652/4911 |
| Instrument | 3593373 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1328 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0036054047 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 3605/4047 |
| Instrument | 3528697 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1328 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033331155 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 3333/1155 |
| Instrument | 3182505 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1328 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0034930233 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 3493/233 |
| Instrument | 3392168 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1328 Windrush Cv was $5,023 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,023.00 Homeowner's exemption | $457,826 | $555,356 Land $125,587 Building $429,769 |
| 2023 | $4,769.00 (+13.25%) Homeowner's exemption | $431,964 (+12.98%) | $557,541 (+13.93%) Land $116,100 Building $441,441 |
| 2022 | $4,211.00 Homeowner's exemption | $382,328 | $489,353 Land $110,572 Building $378,781 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1328 Windrush Cv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1328 Windrush Cv is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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