Okaloosa County property record for 1326 Windrush Cv, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,588 sqft · built 1992 |
| Lot Size | 0.339 acres (14,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Nov 2019) |
| Tax Bill | $4,989 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-596-8100-7 |
| Primary APN | C56-000-596-8100-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| Gross Area | 3,689 sqft |
| 1st Floor Area | 2,588 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,771 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1326 WINDRUSH CV |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 26 & BEG W COR N5 DEG E68 FT TO W/E N79 DEG E57 FT S38 DEG W100 FT TO POB AS OR & PART N OF LOT AS OR 1581-204 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH V AMENDED |
| Legal Phase | 5 |
| Legal Lot Number | 260 |
| Legal Unit | 26 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
1326 Windrush Cv is owned and occupied by two individuals who bought it in November 2019.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1326 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 26, 2019 | Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Prior Sale | Jul 24, 2007 · Amount on File |
| Deed Document Number | 20193320834 |
| Deed Book / Page | 3430 / 4810 |
| Prior Transfer Date | Sep 30, 2019 |
| Prior Transfer Doc | 0034304809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1326 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1326 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Document Number | 0036563488 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 3656/3488 |
| Instrument | 3598454 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 26, 2019 |
| Property Address | 1326 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Document Number | 0034304810 |
| Book / Page | 3430 / 4810 |
| Map Reference | MB 11 PG 100 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 3320834 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | FIRST NATL LAND TTL CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 293 KETCH CT, 293, DESTIN, FL 32541-5726 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1326 WINDRUSH CV, NICEVILLE, FL 32578-4810 |
| Document Number | 0034304811 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 3430-4811 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1326 Windrush Cv was $4,989 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,989.00 Homeowner's exemption | $454,954 | $563,029 Land $125,587 Building $437,442 |
| 2023 | $4,736.00 (+2.42%) Homeowner's exemption | $429,254 (+3%) | $562,515 (+6.04%) Land $116,100 Building $446,415 |
| 2022 | $4,624.00 Homeowner's exemption | $416,751 | $530,495 Land $110,572 Building $419,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1326 Windrush Cv in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1326 Windrush Cv is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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