Lake County property record for 1328 River Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,848 sqft · built 1958 |
| Lot Size | 0.61 acres (26,559 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,880 (2024) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Transfer + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 007-18-28-0154-0005 |
| Primary APN | 007-18-28-0154-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 2,848 sqft |
| Basement Area | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 26,559 sqft (0.61 acres) |
| Lot Dimensions | 227 ft deep x 117 ft wide |
| View / Lot | Extra Front |
| Garage Type | Detached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1328 RIVER DR |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAMBERT SCHOONS 4TH ADD. TO MUNSTER LOT 5 |
| Legal Subdivision | LAMBERT SCHOONS 4TH ADD |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40401 |
1328 River Dr is owned and occupied by two individuals who acquired it in February 2026.
Source: Lake County records, as of April 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1328 RIVER DR, MUNSTER, IN 46321-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 8, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 9, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2026 |
| Transfer Doc | 0000008026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 8, 2026 |
| Property Address | 1328 RIVER DR, MUNSTER, IN 46321-1334 |
| Document Number | 0000008026 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 20268026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1328 RIVER DR, MUNSTER, IN 46321-1334 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 8, 2026 |
| Property Address | 1328 RIVER DR, MUNSTER, IN 46321-1334 |
| Document Number | 0000008025 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 20268025 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1328 RIVER DR, MUNSTER, IN 46321-1334 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1328 RIVER DR, MUNSTER, IN 46321-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062095 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020 062095 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $436,800 Land $90,800 Building $346,000 | $436,800 Land $90,800 Building $346,000 | |
| 2024 | $4,880.00 | ||
| 2023 | $369,500 (+5.63%) Land $87,800 Building $281,700 | $369,500 (+5.63%) Land $87,800 Building $281,700 | |
| 2022 | $4,670.00 Homeowner's exemption | $349,800 Land $87,800 Building $262,000 | $349,800 Land $87,800 Building $262,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1328 River Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1328 River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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