1309 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1309 River Dr, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,984 sqft · built 1972
Lot Size0.663 acres (28,900 sqft)
OwnerIndividual on Record
Tax Bill$4,687 (2024)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN007-18-28-0158-0014

Property Details

APN / Parcel Number

Primary APN007-18-28-0158-0014
Alternative APNs
  • 45-07-18-451-011.000-027
  • 182801580014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,984 sqft Living Area
Basement Area650 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area28,900 sqft (0.663 acres)
Lot Dimensions289 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool Area800 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0158-0014
Old Parcel Number182801580014
Street Address1309 RIVER DR
CityMUNSTER
StateIN
Zip46321-1333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAMBERT SCHOON'S 3RD ADD. TO MUNSTER LOT 14
Legal SubdivisionLAMBERT SCHOONS ADD 03
Legal Lot Number14
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3002
Census Tract40401

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address1309 RIVER DR, MUNSTER, IN 46321-1333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2005
Deed SaleJun 3, 2005
Deed Document Number2005 045409
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1309 RIVER DR, MUNSTER, IN 46321-1333
Document Number0000078389
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 RIVER DR MUNSTER IN 463211333, MUNSTER, IN 46321-1333

Mortgage

Document Number0000078389
DateNov 17, 2017
Instrument78389
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term180 Months
DueNov 16, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$407,000 (+16.15%) Land $95,400 Building $311,600$407,000 (+16.15%) Land $95,400 Building $311,600
2024$4,687.00 (+6.02%)
2023$350,400 (+5.73%) Land $82,400 Building $268,000$350,400 (+5.73%) Land $82,400 Building $268,000
2022$4,421.00 Homeowner's exemption$331,400 Land $82,400 Building $249,000$331,400 Land $82,400 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims157 (1982–2011)
Claims Outside the SFHA7 of 157
Most Recent ClaimFeb 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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