Lake County property record for 1246 River Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,730 sqft · built 1976 |
| Lot Size | 0.486 acres (21,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,800 (Apr 2026) |
| Tax Bill | $5,392 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 007-18-28-0158-0011 |
| Primary APN | 007-18-28-0158-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,730 sqft Living Area |
| Gross Area | 3,950 sqft |
| 1st Floor Area | 2,730 sqft |
| Basement Area | 736 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 21,156 sqft (0.486 acres) |
| Lot Dimensions | 164 ft deep x 129 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1246 RIVER DR |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAMBERT SCHOONS 3RD ADD. TO MUNSTER LOT 11 |
| Legal Subdivision | LAMBERT SCHOONS 3RD ADD |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40401 |
Source: Lake County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1246 RIVER DR, MUNSTER, IN 46321-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Deed Document Number | 2026516142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 23, 2026 |
| Property Address | 1246 RIVER DR, MUNSTER, IN 46321-1345 |
| Document Number | 0000516142 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026516142 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1246 RIVER DR, MUNSTER, IN 46321-1345 |
| Document Number | 0000016143, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026516143 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1246 RIVER DR, MUNSTER, IN 46321-1345 |
| Document Number | 0000085843 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | MERIDIAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1246 RIVER DR MUNSTER IN 463211345, MUNSTER, IN 46321-1345 |
| Document Number | 0000085843 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 85843 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457,900 (+15.25%) Land $77,000 Building $380,900 | $457,900 (+15.25%) Land $77,000 Building $380,900 | |
| 2024 | $5,392.00 (+5.81%) | ||
| 2023 | $397,300 (+6%) Land $75,800 Building $321,500 | $397,300 (+6%) Land $75,800 Building $321,500 | |
| 2022 | $5,096.00 Homeowner's exemption | $374,800 Land $75,800 Building $299,000 | $374,800 Land $75,800 Building $299,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures