1328 Hogback Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 1328 Hogback Mountain Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,334 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$317,500 (Feb 2022)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Feb 2022 Sale Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P36-6`

Property Details

APN / Parcel Number

Primary APN	`P36-6`
Alternative APN	`39961`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,334 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39961
Street Address	1328 HOGBACK MOUNTAIN RD
City	TRYON
State	NC
Zip	28782-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILLETTE WOODS, PINEY RIDGE SECTION, 0G07C G-WOODS PINEY RIDGE
Legal Subdivision	G-WOODS PINEY RIDGE
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2004
Census Tract	920304

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3025 CHESBROUGH BLVD, ROCK HILL, SC 29732-8370
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	0000467793
Deed Book / Page	467 / 793
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 4, 2022
Property Address	1328 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3258
Document Number	000467/793
Book / Page	467 / 793
Instrument Date	Feb 2, 2022
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 100, TRYON, NC 28782-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 AVENUE OF THE AMERICAS RM 1501, 1501, NEW YORK, NY 10018-5448

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1328 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3258
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000431320
Date	Jan 16, 2018
Book Page	431/320

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+32.63%)	$433,257 (+61.8%) Land $90,000 Building $343,257	$433,257 (+61.8%) Land $90,000 Building $343,257
2023	$1,851.00	$267,780 Land $60,000 Building $207,780
2021			$267,780 Land $60,000 Building $207,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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