Polk County property record for 1225 Hogback Mountain Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,142 sqft · built 1966 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $260,000 (Jan 2013) |
| Tax Bill | $3,297 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P36-17 |
| Primary APN | P36-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,142 sqft Finished Area |
| Basement Area | 995 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 72,310 sqft (1.66 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 42005 |
|---|---|
| Street Address | 1225 HOGBACK MOUNTAIN RD |
| City | TRYON |
| State | NC |
| Zip | 28782-3274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | 1.66 AC, 0T65 TRYON AREA 65 |
| Legal Subdivision | TRYON AREA 65 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920304 |
1225 Hogback Mountain Rd is owner-occupied and held in a trust since January 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1225 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3274 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2013 · Amount on File |
| Deed Sale | Jan 18, 2013 · Amount on File |
| Deed Book / Page | 397 / 2152 |
| Last Transfer Date | Jan 28, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1225 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3274 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1225 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3274 |
| Document Number | 456/454 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 456/454 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1225 Hogback Mountain Rd was $3,297, up 3.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,297.00 (+3.52%) | $562,037 (-) Land $109,900 Building $452,137 | $562,037 (-) Land $109,900 Building $452,137 |
| 2025 | $3,185.00 | $562,037 Land $109,900 Building $452,137 | $562,037 Land $109,900 Building $452,137 |
| 2023 | $2,863.00 | $414,178 Land $69,900 Building $344,278 | |
| 2021 | $414,178 Land $69,900 Building $344,278 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1225 Hogback Mountain Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1225 Hogback Mountain Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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