1104 Hogback Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 1104 Hogback Mountain Rd, Tryon, NC 28782 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,901 sqft · built 1981
Lot Size	6.48 acres (282,269 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P36-131`

Property Details

APN / Parcel Number

Primary APN	`P36-131`
Alternative APN	`26705`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,901 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	282,269 sqft (6.48 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26705
Street Address	1104 HOGBACK MOUNTAIN RD
City	TRYON
State	NC
Zip	28782-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	236, PLAT: C-247, 0T68 TRYON AREA 68
Legal Subdivision	TRYON AREA 68
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2004
Census Tract	920304

Owner

Source: Polk County records · APN P36-131

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1104 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000255430
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1104 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3271
Transaction Type	Mortgage
Record Updated	Mar 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000476/9
Date	Feb 15, 2023
Book Page	476/9

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 (+12.53%)	$462,863 (+37.26%) Land $144,800 Building $318,063	$462,863 (+37.26%) Land $144,800 Building $318,063
2023	$2,331.00	$337,210 Land $136,200 Building $201,010
2021			$337,210 Land $136,200 Building $201,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 8 of 11 on primary residences
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 7 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 63% of North Carolina
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.