1328 E Treasure Cove Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1328 E Treasure Cove Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,224 sqft · built 1986
Lot Size	0.463 acres (20,205 sqft)
Owner	Company Name on Record
Last Sale	$645,000 (Sep 2015)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Mar 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-095`

Property Details

APN / Parcel Number

Primary APN	`304-96-095`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,224 sqft Living Area
1st Floor Area	3,657 sqft
2nd Floor Area	567 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	20,205 sqft (0.463 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1328 E TREASURE COVE DR
City	GILBERT
State	AZ
Zip	85234-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WEST LAKES ESTATES MCR-287 12
Legal Range	06E
Legal Township	01S
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	WEST LAKE ESTATES
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422506

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Intrafamily Transfer, Transfer
Dec 28, 2020	Quit Claim Deed, Transfer LOAN STORE AZ INC
Jan 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2015 · Amount on Record
Deed Sale	Sep 3, 2015 · Amount on Record
Prior Sale	Dec 28, 2020
Deed Document Number	0000641403
Last Transfer Date	Mar 27, 2023
Transfer Doc	0000152754
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 27, 2023
Property Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Document Number	0000152754
Map Reference	MB 287 PG 12
Instrument Date	Mar 27, 2023
Instrument	20230152754
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2020
Property Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Document Number	0001280197
Instrument Date	Dec 19, 2020
Instrument	1280197
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1328 E TREASURE COVE DR GILBERT AZ 852342656, GILBERT, AZ 85234-2656

Mortgage

Document Number	1280198
Date	Dec 28, 2020
Instrument	1280198

Lender

Name	LOAN STORE AZ INC
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2035

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 30, 2020
Property Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Document Number	0000080972
Map Reference	MB 287 PG 12
Instrument Date	Jan 21, 2020
Instrument	20200080972
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 E TREASURE COVE DR, GILBERT, AZ 85234-2656

Mortgage

Document Number	0000080973
Date	Jan 30, 2020
Instrument	20200080973

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,920 (-3.41%)	$1,159,200 (-3.41%) Land $231,800 Building $927,400
2025	$7,543.00 (+3.57%)
2024		$120,010	$1,200,100 Land $240,000 Building $960,100
2023	$7,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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