1326 E Treasure Cove Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1326 E Treasure Cove Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,895 sqft · built 1995
Lot Size	0.315 acres (13,713 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Apr 2015)
Tax Bill	$7,436 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-094`

Property Details

APN / Parcel Number

Primary APN	`304-96-094`
Alternative APN	`304960941`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,895 sqft Living Area
Gross Area	4,187 sqft
1st Floor Area	3,895 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Tile
Lot Area	13,713 sqft (0.315 acres)
View / Lot	Commercial/Industrial
Parking Spaces	3 Parking Spaces
Pool Area	750 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1326 E TREASURE COVE DR
City	GILBERT
State	AZ
Zip	85234-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WEST LAKE ESTATES MCR 287-12
Legal Range	6E
Legal Township	1S
Legal Section	5
Legal Subdivision	WEST LAKE ESTATES
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422506

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 30, 2021	Intrafamily Transfer, Transfer
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC
Mar 25, 2021	Intrafamily Transfer, Transfer
Sep 30, 2019	Deed of Trust, Mortgage · ARM FISHER FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2015 · Amount on Record
Deed Sale	Apr 2, 2015 · Amount on Record
Prior Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	2015224561
Last Transfer Date	Sep 30, 2021
Transfer Doc	0001056021
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3325 E BASELINE RD, GILBERT, AZ 85234-2633

Mortgage

Document Number	0000794330
Date	Oct 24, 2022
Instrument	20220794330

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2021
Property Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Document Number	0001056021
Map Reference	MB 287 PG 12
Instrument Date	Sep 30, 2021
Instrument	20211056021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 16, 2021
Property Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Document Number	0001002017
Map Reference	MB 287 PG 12
Instrument Date	Sep 11, 2021
Instrument	20211002017
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656

Mortgage

Document Number	0001002018
Date	Sep 16, 2021
Instrument	20211002018

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 25, 2021
Property Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Document Number	0000333276
Map Reference	MB 287 PG 12
Instrument Date	Mar 25, 2021
Instrument	20210333276
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1326 E TREASURE COVE DR, GILBERT, AZ 85234-2656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000775006
Date	Sep 30, 2019
Instrument	20190775006

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,250 (+28.59%)	$1,152,500 (+5.61%) Land $230,500 Building $922,000
2025	$7,436.00 (+2.18%)	$89,623 (-25.49%)	$1,091,300 (-9.27%) Land $218,200 Building $873,100
2024		$120,280	$1,202,800 Land $240,500 Building $962,300
2023	$7,277.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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