1323 E Treasure Cove Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1323 E Treasure Cove Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,570 sqft · built 1993
Lot Size	0.259 acres (11,295 sqft)
Owner	Individual Name on File
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`304-96-744`

Property Details

APN / Parcel Number

Primary APN	`304-96-744`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,570 sqft Living Area
1st Floor Area	2,811 sqft
Basement Area	759 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	11,295 sqft (0.259 acres)
Parking Spaces	3 Parking Spaces
Pool Area	442 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1323 E TREASURE COVE DR
City	GILBERT
State	AZ
Zip	85234-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WEST LAKE ESTATES UNIT 2 MCR 304-8
Legal Range	06E
Legal Township	01S
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	WEST LAKE ESTATES 2 LOT 41-66 T A-C P-1A
Legal Lot Number	55
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422506

Owner

1323 E Treasure Cove Dr is owned and occupied by an individual who acquired it in February 2015.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1323 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · SBA Mortgage FIRST INTERNET BANK OF INDIANA
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2001
Deed Sale	Feb 22, 2001
Prior Sale	Nov 20, 2014
Deed Document Number	0000133342
Deed Book / Page	304
Last Transfer Date	Feb 26, 2015
Transfer Doc	0000126884
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1323 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 E TREASURE COVE DR, GILBERT, AZ 85234-2672

Mortgage

Document Number	0000761772
Date	Jul 13, 2021
Instrument	20210761772

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	GILBERT, AZ 85297

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 12, 2031

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1323 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Document Number	0000533862
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 E UNIVERSITY DR MESA AZ 852015934, MESA, AZ 85201-5934

Mortgage

Document Number	0000533862
Date	Jul 21, 2017
Instrument	533862

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHER, IN 46037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1323 E Treasure Cove Dr was $4,956.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,970	$939,700 Land $187,900 Building $751,800
2025	$4,956.00
2024		$92,220	$922,200 Land $184,400 Building $737,800
2023	$4,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 E Treasure Cove Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1323 E Treasure Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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