Davis County property record for 1328 E 3125 N, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,583 sqft · built 1995 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $452,217 (Jun 2023) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-235-0100 |
| Primary APN | 09-235-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,583 sqft Living Area |
| Basement Area | 425 sqft |
| Unfinished Basement | 425 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1328 E 3125 N |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | ALL OF LOT 100, NORTH HILLS ESTATES NO 4. CONTAINS 0.138 ACRES |
| Legal Subdivision | NORTH HILLS ESTATE |
| Legal Lot Number | 100 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 125103 |
1328 E 3125 N is owned and occupied by an individual who bought it in June 2023.
Source: Davis County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU |
| May 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MIC 4 LC |
| Jun 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP |
| Dec 30, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 27, 2017 | Intrafamily Transfer, Transfer METRO NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Jun 24, 2021 · Amount on File |
| Deed Document Number | 20233532047 |
| Deed Book / Page | 8273 / 854 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0003214870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 9, 2023 |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 008273/854 |
| Book / Page | 8273 / 854 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 3532047 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | STEED TITLE INSURANCE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 0003532048 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 3532048 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 6975/619 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 6975/619 |
| Instrument | 3082500 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | BACKMAN TITLE SERVICE |
| Name | Verified Name |
|---|
| Document Number | 7557/534 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 7557/534 |
| Instrument | 3272685 |
| Name | GOLDENWEST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 7751/1478 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 7751/1478 |
| Instrument | 3378214 |
| Name | MIC 4 LC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIDVALE, UT 84047 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 24, 2021 |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 7788/2015 |
| Book / Page | 7788 / 2015 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 3394280 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | NOT AVAILABLE, US TITLE COMPANY OF UTAH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 3394311 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 3394311 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Dec 30, 2019 |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 7418/1743 |
| Book / Page | 7418 / 1743 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 3214870 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | NOVATION TITLE INS AG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 3214871 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 3214871 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Nov 27, 2017 |
| Property Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
| Document Number | 6898/1296 |
| Book / Page | 6898 / 1296 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 3060651 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | METRO NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1328 E 3125 N, LAYTON, UT 84040-6521 |
The 2025 property tax bill for 1328 E 3125 N was $2,310, up 4.8% from the year before.
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,000 (-0.23%) Land $115,128 Building $126,872 | $440,000 (-0.23%) Land $209,323 Building $230,677 | |
| 2025 | $2,310.00 (+4.76%) | $242,550 Land $91,398 Building $151,152 | $441,000 Land $166,179 Building $274,821 |
| 2024 | $2,205.00 (+1.75%) | ||
| 2023 | $2,167.00 (-4.33%) | $404,000 Land $118,377 Building $285,623 | $404,000 Land $118,377 Building $285,623 |
| 2022 | $2,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1328 E 3125 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1328 E 3125 N is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 75% of Utah |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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