1312 E 3125 N, Layton, UT 84040 Property Records

Davis County property record for 1312 E 3125 N, Layton, UT 84040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,388 sqft · built 1995
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$288,600 (May 2019)
Tax Bill$2,185 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Sep 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN09-235-0102

Property Details

APN / Parcel Number

Primary APN09-235-0102

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,388 sqft Living Area
Basement Area469 sqft
Unfinished Basement469 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Garage Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1312 E 3125 N
CityLAYTON
StateUT
Zip84040-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionALL OF LOT 102, NORTH HILLS ESTATES NO 4. CONTAINS 0.138 ACRES
Legal SubdivisionNORTH HILLS ESTATES NO 4
Legal Lot Number102
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group1
Census Block1003
Census Tract125103

Owner

1312 E 3125 N is owned and occupied by two individuals who bought it in May 2019.

Source: Davis County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1312 E 3125 N, LAYTON, UT 84040-6521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Line of Credit
CHEVRON FCU
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 4, 2021Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
Mar 5, 2020Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
May 16, 2019Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
May 16, 2019Intrafamily Transfer, Transfer
ACCOMMODATION
May 9, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICA FIRST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2019 · Amount on File
Deed SaleMay 16, 2019 · Amount on File
Prior SaleMay 9, 2017 · Amount on File
Deed Document Number20193160427
Deed Book / Page7264 / 578
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 E 3125 N, LAYTON, UT 84040-6521

Mortgage

Document Number008945/542
DateMar 4, 2026
Book Page8945/542
Instrument3657291
Lender
NameCHEVRON FCU
TypeCredit Union
AddressCONCORD, CA 94520
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueFeb 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyVANTAGE POINT TITLE, VANTAGE POINT TITLE IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7843/2000
DateSep 14, 2021
Book Page7843/2000
Instrument3418437
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7709/509
DateMar 4, 2021
Book Page7709/509
Instrument3354839
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003231657
DateMar 5, 2020
Book Page7463/438
Instrument3231657
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIS UT
Recording DateMay 16, 2019
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Document Number7264/0578
Book / Page7264 / 0578
Instrument DateMay 16, 2019
Instrument3160427
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyHICKMAN LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 EAST NORTH, LAYTON, UT 84040

Mortgage

Document Number3160445
DateMay 16, 2019
Instrument3160445
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAVIS UT
Recording DateMay 16, 2019
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Document Number7264/0714
Book / Page7264 / 0714
Instrument DateMay 16, 2019
Instrument3160446
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1312 E 3125 N, LAYTON, UT 84040-6521

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAVIS UT
Recording DateMay 9, 2017
Property Address1312 E 3125 N, LAYTON, UT 84040-6521
Document Number3018898
Instrument DateMay 2, 2017
Instrument3018898
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyHICKMAN LAND TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 E 3125 N, LAYTON, UT 84040-6521

Mortgage

Document Number3018899
DateMay 9, 2017
Instrument3018899
Lender
NameAMERICA FIRST CU
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1312 E 3125 N was $2,185, up 5% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,650 (+1.44%) Land $115,128 Building $117,522$423,000 (+1.44%) Land $209,323 Building $213,677
2025$2,185.00 (+5.05%)$229,350 Land $91,398 Building $137,952$417,000 Land $166,179 Building $250,821
2024$2,080.00 (+0.97%)
2023$2,060.00 (-4.5%)$384,000 Land $118,377 Building $265,623$384,000 Land $118,377 Building $265,623
2022$2,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 E 3125 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 E 3125 N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAYTON CITY WATER SYSTEM
serves 82,000 people · EPA ID UTAH06018
Water SourcePurchased surface water from WEBER BASIN WCD - CENTRAL
Last State InspectionSep 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber
10,000 / 10,000
SenaWave
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Beehive Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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