Davis County property record for 1309 E 3125 N, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,317 sqft · built 1995 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $301,500 (Sep 2018) |
| Tax Bill | $2,399 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-235-0105 |
| Primary APN | 09-235-0105 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1309 E 3125 N |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-6522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | ALL OF LOT 105, NORTH HILLS ESTATES NO 4. CONTAINS 0.138 ACRES |
| Legal Subdivision | NORTH HILLS ESTATES NO 4 |
| Legal Lot Number | 105 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 125103 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU |
| Jun 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Sep 27, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Jun 28, 2007 · Amount on Record |
| Deed Document Number | 20183119444 |
| Deed Book / Page | 7108 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Document Number | 008959/765 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 8959/765 |
| Instrument | 3660229 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMPE, AZ 85288 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 006834/235 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 6834/235 |
| Instrument | 3040364 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | COTTONWOOD TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 07277/0430 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 7277/0430 |
| Instrument | 3164087 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | COTTONWOOD TITLE INS AGEN |
| Name | Verified Name |
|---|
| Document Number | 07448/0508 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 7448/0508 |
| Instrument | 3225853 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | COTTONWOOD TITLE INS AGEN |
| Name | Verified Name |
|---|
| Document Number | 07843/1201 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 7843/1201 |
| Instrument | 3418294 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Sep 27, 2018 |
| Property Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Document Number | 7108/0113 |
| Book / Page | 7108 / 0113 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 3119444 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 E 3125 N, LAYTON, UT 84040-6522 |
| Document Number | 3119461 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 3119461 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,100 (+0.87%) Land $115,128 Building $138,972 | $462,000 (+0.87%) Land $209,323 Building $252,677 | |
| 2025 | $2,399.00 (+5.08%) | $251,900 (-40.73%) Land $91,398 Building $160,502 | $458,000 (+7.76%) Land $166,179 Building $291,821 |
| 2024 | $2,283.00 (+0.13%) | ||
| 2023 | $2,280.00 (-5.04%) | $425,000 Land $118,377 Building $306,623 | $425,000 Land $118,377 Building $306,623 |
| 2022 | $2,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 75% of Utah |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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