1327 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1327 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,936 sqft Living Area
Lot Size9,450 sqft (0.216 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2019)
Tax Bill$8,415.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.70-1-8
Alternative APN
  • 150004007000010080000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,936 sqft Living Area
1st Floor1,214 sqft 1st Floor
Upper Floors722 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,450 sqft (0.216 acres)
Depth X Width135 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage
Patio Area160 sqft Patio
Porch Area132 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1327 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5619
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2O PARTS OF 1 BRICK AND GARAGE
Legal SubdivisionVAN VOAST
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1012
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.70-1-8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 18, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 12, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 10, 2019Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEFCU MORTGAGE SERVICES
Apr 25, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2019 · Amount on Record
Deed SaleOct 10, 2019 · Amount on Record
Prior SaleApr 25, 2017 · Amount on Record
Deed Doc Number201945804
Deed Book / Page2021 / 687
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619

Mortgage

Document Number0000008527
DateFeb 09, 2024
Book Page5358/287
Instrument202408527
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term309 Months
DueNov 01, 2049

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619
Transaction TypeMortgage
Record UpdatedSep 04, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619

Mortgage

Document Number0000047033
DateAug 18, 2023
Book Page5324/439
Instrument202347033
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term315 Months
DueNov 01, 2049

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanySERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619

Mortgage

Document Number0000036172
DateJul 12, 2022
Book Page5240/437
Instrument202236172
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term328 Months
DueNov 01, 2049

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 10, 2019
Property Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619
Document Number0000045804
Book / Page2021 / 687
Instrument DateSep 26, 2019
Instrument201945804
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1327 SUMNER AVE, 1327, SCHENECTADY, NY 12309-5619

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 BOGART TER, ALBANY, NY 12202-1112

Mortgage

Document Number0000045807
DateOct 10, 2019
Instrument201945807
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 25, 2017
Property Address1327 SUMNER AVE, SCHENECTADY, NY 12309-5619
Document Number0000018309
Book / Page1961 / 351
Instrument DateApr 17, 2017
Instrument201718309
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$624.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1327 SUMNER AVE, 1327, SCHENECTADY, NY 12309-5619

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1637 BECKER ST, SCHENECTADY, NY 12304-1101

Mortgage

Document Number0000018310
DateApr 25, 2017
Instrument201718310
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,415.00 (+3.9%)$174,200 (-) Land $26,100 Building $148,100$288,458 (+30.82%) Land $43,219 Building $245,239
2023$174,200 (-) Land $26,100 Building $148,100$220,506 (+3.8%) Land $33,038 Building $187,468
2022$174,200 Land $26,100 Building $148,100$212,439 Land $31,829 Building $180,610
2021$8,099.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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