Schenectady County and Schenectady City property record for 1320 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,879 sqft Living Area |
| Lot Size | 10,080 sqft (0.231 acres) |
| Pool | In-Ground Vinyl Pool |
| Occupancy | Owner Occupied |
| Tax Bill | $7,950.00 (2025) |
| Primary APN | 421500 40.70-2-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,879 sqft Living Area |
| 1st Floor | 1,191 sqft 1st Floor |
| Upper Floors | 688 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Brick Exterior |
| Lot Area | 10,080 sqft (0.231 acres) |
| Depth X Width | 168 ft x 60 ft Depth x Width |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Shed | 1 Shed |
| Patio Area | 117 sqft Patio |
| Porch Area | 548 sqft Porch |
| Canopy Area | 100 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1320 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5620 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 BRICK AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 58.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.70-2-58
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 SUMNER AVE, SCHENECTADY, NY 12309-5620 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1320 SUMNER AVE, SCHENECTADY, NY 12309-5620 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1320 SUMNER AVE, SCHENECTADY, NY 12309-5620 |
| Document Number | 0000024275 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 202524275 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,950.00 (+5.65%) | $179,000 (-) Land $26,900 Building $152,100 | $296,407 (+30.82%) Land $44,544 Building $251,863 |
| 2023 | $179,000 (-) Land $26,900 Building $152,100 | $226,582 (+3.8%) Land $34,051 Building $192,531 | |
| 2022 | $179,000 Land $26,900 Building $152,100 | $218,293 Land $32,805 Building $185,488 | |
| 2021 | $7,525.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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