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1323 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1323 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1945
Square Footage918 sqft Living Area
Lot Size9,450 sqft (0.216 acres)
GarageAttached, 286 sqft
OccupancyOwner Occupied
Tax Bill$4,647.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.70-1-9
Alternative APN
  • 150004007000010090000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area918 sqft Living Area
1st Floor918 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,450 sqft (0.216 acres)
Depth X Width135 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area286 sqft Garage
Shed1 Shed
Porch Area266 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1323 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5619
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAND PTS OF 17 AND 19 1 BRICK AND GARAGE
Legal SubdivisionVAN VOAST
Legal Block1
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1012
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.70-1-9

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1323 SUMNER AVE, SCHENECTADY, NY 12309-5619
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Dec 03, 2019Deed of Trust, Mortgage
QUICKEN LNS
Jul 06, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1323 SUMNER AVE, SCHENECTADY, NY 12309-5619
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 SUMNER AVE, SCHENECTADY, NY 12309-5619

Mortgage

Document Number0000005593
DateFeb 10, 2021
Book Page5068/838
Instrument202105593
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1323 SUMNER AVE, SCHENECTADY, NY 12309-5619
Document Number0000055159
Instrument DateDec 03, 2019
Transaction TypeMortgage
Record UpdatedJan 06, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 SUMNER AVE NISKAYUNA NY 123095619, NISKAYUNA, NY 12309-5619

Mortgage

Document Number0000055159
DateDec 13, 2019
Book Page004959/000652
Instrument55159
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term240 Months
DueDec 12, 2039

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1323 SUMNER AVE, SCHENECTADY, NY 12309-5619
Document Number0000032254
Book / Page004774 / 000096
Instrument DateJul 06, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 SUMNER AVE SCHENECTADY NY 123095619, SCHENECTADY, NY 12309-5619

Mortgage

Document Number0000032254
DateJul 19, 2017
Book Page004774/000096
Instrument32254
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term240 Months
DueJul 18, 2037

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,647.00 (+8.5%)$121,400 (-) Land $18,200 Building $103,200$201,027 (+30.82%) Land $30,137 Building $170,890
2023$121,400 (-) Land $18,200 Building $103,200$153,671 (+3.8%) Land $23,038 Building $130,633
2022$121,400 Land $18,200 Building $103,200$148,049 Land $22,195 Building $125,854
2021$4,283.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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