1327 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1327 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 1915
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2020)
Tax Bill	$7,720 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0098`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0098`
Alternative APNs	`8469769` `524410`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	524410
Street Address	1327 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKETTS SUB OF B4 LEX PARK 5 LOT 19
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	HACKETTS SUB OF B4 LEX PARK 5
Legal Lot Number	19
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1327 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG
Dec 3, 2019	Warranty Deed, Transfer MINNESOTA TITLE
Oct 4, 2019	Warranty Deed, Construction Loan · Line of Credit AMERICAN EQUITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20204823465
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 22, 2020
Property Address	1327 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Document Number	0004823465
Instrument Date	Jul 20, 2020
Instrument	4823465
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1327 SCHEFFER AVE ST PAUL MN 551161718, ST PAUL, MN 55116-1718

Mortgage

Document Number	4823466
Date	Jul 22, 2020
Instrument	4823466

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 3, 2019
Property Address	1327 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Document Number	0004786065
Instrument Date	Nov 19, 2019
Instrument	4786065
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$1,010.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SCHEFFER AVE ST PAUL MN 551161718, ST PAUL, MN 55116-1718

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 4, 2019
Property Address	1327 SCHEFFER AVE, SAINT PAUL, MN 55116-1718
Document Number	0004776806
Instrument Date	Sep 30, 2019
Instrument	4776806
Transaction Type	Construction Loan
Record Updated	Oct 16, 2019
Title Company	ON-SITE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$827.05
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1609 COUNTY ROAD 42 W BURNSVILLE MN 553066213, BURNSVILLE, MN 55306-6213

Mortgage

Document Number	4776808
Date	Oct 4, 2019
Instrument	4776808

Lender

Name	AMERICAN EQUITY BK
Address	MINNETONKA, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 3, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,600 (+12.04%) Land $122,400 Building $394,200	$516,600 (+12.04%) Land $122,400 Building $394,200
2025	$7,720.00 (+12.47%)
2023	$6,864.00	$461,100 Land $122,400 Building $338,700	$461,100 Land $122,400 Building $338,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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