Ramsey County property record for 1321 Scheffer Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1945 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,752 (Nov 2020) |
| Tax Bill | $5,230 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28-23-43-0099 |
| Primary APN | 10-28-23-43-0099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 108575 |
|---|---|
| Street Address | 1321 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HACKETTS SUB OF B4 LEX PARK 5 LOT 20 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 10 |
| Legal Subdivision | HACKETTS SUB OF B4 LEX PARK 5 |
| Legal Lot Number | 20 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 36600 |
1321 Scheffer Ave is owned and occupied by an individual who bought it in November 2020.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 SCHEFFER AVE, SAINT PAUL, MN 55116-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional with PMI LAKE AREA MTG |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 20204847029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 23, 2020 |
| Property Address | 1321 SCHEFFER AVE, SAINT PAUL, MN 55116-1718 |
| Document Number | 0004847029 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 4847029 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1321 SCHEFFER AVE ST PAUL MN 551161718, ST PAUL, MN 55116-1718 |
| Document Number | 4847030 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 4847030 |
| Name | LAKE AREA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1321 SCHEFFER AVE, SAINT PAUL, MN 55116-1718 |
| Document Number | 0004778436 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1321 SCHEFFER AVE ST PAUL MN 551161718, ST PAUL, MN 55116-1718 |
| Document Number | 0004778436 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 4778436 |
| Name | ASSOCIATED BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1321 Scheffer Ave was $5,230 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,600 Land $122,400 Building $179,200 | $301,600 Land $122,400 Building $179,200 | |
| 2025 | $5,230.00 | ||
| 2023 | $5,084.00 Homeowner's exemption | $293,500 Land $122,400 Building $171,100 | $293,500 Land $122,400 Building $171,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 Scheffer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1321 Scheffer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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