1320 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1320 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,820 sqft · built 1923
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Nov 2022)
Tax Bill	$11,520 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-43-0150`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-43-0150`
Alternative APNs	`8431180` `482314`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	832 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	482314
Street Address	1320 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON PARK PLAT 11 LOT 11 BLK 8
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	LEXINGTON PARK PLAT 11
Legal Block	8
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	36600

Owner

1320 Scheffer Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	20224969374
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 1, 2022
Property Address	1320 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Document Number	0A04969374
Instrument Date	Oct 25, 2022
Instrument	A04969374
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1320 SCHEFFER AVE, SAINT PAUL, MN 55116-1717

Mortgage

Document Number	0A04969375
Date	Nov 1, 2022
Instrument	A04969375

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1320 SCHEFFER AVE, SAINT PAUL, MN 55116-1717
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04873073
Date	Mar 26, 2021
Instrument	A04873073

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Scheffer Ave was $11,520.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,500 Land $122,400 Building $579,100	$701,500 Land $122,400 Building $579,100
2025	$11,520.00
2023	$11,116.00	$633,400 Land $122,400 Building $511,000	$633,400 Land $122,400 Building $511,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Scheffer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1320 Scheffer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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