1327 Neptune Ave, #29, Encinitas, CA 92024 Property Records

San Diego County property record for 1327 Neptune Ave, #29, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,960 sqft · built 1960
Lot Size	0.137 acres (5,988 sqft)
Owner	Individual Name on File
Last Sale	$2,960,500 (Apr 2024)
Tax Bill	$33,427 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`254-222-06-00`

Property Details

APN / Parcel Number

Primary APN	`254-222-06-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Building Area	2,960 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	5,988 sqft (0.137 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	1327 NEPTUNE AVE, 29
City	ENCINITAS
State	CA
Zip	92024-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	BLK 2 LOT 27 TR 002049
Legal Subdivision	SOUTH COAST PARK
Legal Tract	002049
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5002
Census Tract	17701

Owner

1327 Neptune Ave, #29 is owned by an individual who bought it in April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Apr 10, 2024	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 5, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 24, 2017	Quit Claim Deed, Transfer 5TH STREET CAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Deed Document Number	202488968
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0000617490
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2024
Property Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Document Number	0000088969
Map Reference	MAP 2049
Instrument Date	Mar 27, 2024
Instrument	2024-0088969
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2024
Property Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Document Number	0000088968
Map Reference	MAP 2049
Instrument Date	Mar 14, 2024
Instrument	2024-0088968
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432

Mortgage

Document Number	0000088970
Date	Apr 10, 2024
Instrument	2024-0088970

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227289
Date	May 5, 2020
Instrument	2020-0227289

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Document Number	0000617490
Map Reference	MAP 2049
Instrument Date	Dec 17, 2019
Instrument	2019-0617490
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432

Mortgage

Document Number	0000617491
Date	Dec 31, 2019
Instrument	2019-0617491

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2019
Property Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Document Number	0000035743
Instrument Date	Jan 4, 2019
Instrument	35743
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1327 NEPTUNE AVE ENCINITAS CA 920241432, ENCINITAS, CA 92024-1432

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2017
Property Address	1327 NEPTUNE AVE, ENCINITAS, CA 92024-1432
Document Number	0000135028
Instrument Date	Mar 1, 2017
Instrument	135028
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1327 NEPTUNE AVE ENCINITAS CA 920241432, ENCINITAS, CA 92024-1432

Mortgage

Document Number	135029
Date	Mar 24, 2017
Instrument	135029

Lender

Name	5TH STREET CAP INC
Address	2020 CAMINO DEL RIO N # 210, SAN DIEGO, CA 92108-1543

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1327 Neptune Ave, #29 was $33,427.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,080,104 (+2%) Land $2,705,040 Building $375,064
2025	$33,427.00	$3,019,710 Land $2,652,000 Building $367,710
2023	$3,234.00 (+77.69%) Homeowner's exemption	$241,001 Land $48,941 Building $192,060
2022	$1,820.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1327 Neptune Ave, #29 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1327 Neptune Ave, #29 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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