1320 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1320 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,577 sqft · built 2001
Lot Size	0.241 acres (10,504 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Mar 1997)
Tax Bill	$22,200 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-210-14-00`

Property Details

APN / Parcel Number

Primary APN	`254-210-14-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,577 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,504 sqft (0.241 acres)
View / Lot	Ocean
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1320 NEPTUNE AVE
City	ENCINITAS
State	CA
Zip	92024-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 POR TR 001704
Legal Subdivision	LEUCADIA ACRES
Legal Tract	001704
Legal Block	5
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	17701

Owner

Source: San Diego County records · APN 254-210-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1320 NEPTUNE AVE, ENCINITAS, CA 92024-1431
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 1997 · Amount on Record
Deed Sale	Mar 05, 1997 · Amount on Record
Prior Sale	May 30, 1995 · Amount on Record
Deed Document Number	199796092
Last Transfer Date	Dec 16, 2015
Transfer Doc	0000654054
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1320 NEPTUNE AVE, ENCINITAS, CA 92024-1431
Document Number	0000414889
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1320 NEPTUNE AVE ENCINITAS CA 920241431, ENCINITAS, CA 92024-1431

Mortgage

Document Number	0000414889
Date	Jul 29, 2020
Instrument	414889

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,050,289 (+2%) Land $913,694 Building $1,136,595
2025	$22,200.00 (+6.56%) Homeowner's exemption	$2,010,088 (+4.04%) Land $895,779 Building $1,114,309
2023	$20,833.00 (+2.19%) Homeowner's exemption	$1,932,036 Land $860,996 Building $1,071,040
2022	$20,387.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.