1316 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1316 Neptune Ave, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 4,613 sqft · built 2015
Lot Size0.241 acres (10,499 sqft)
OwnerCompany Name on Record
Last Sale$6,750,000 (Jul 2019)
Tax Bill$88,738 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN254-210-15-00

Property Details

APN / Parcel Number

Primary APN254-210-15-00

Interior

Bedrooms3 Beds
Full Baths5 Baths
Building Area4,613 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area10,499 sqft (0.241 acres)
View / LotOcean
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1316 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal DescriptionLOT 25 LEUCADIA AC & IN SECS 4 & 5-13-4W POR TR 001704
Legal SubdivisionLEUCADIA ACRES
Legal Tract001704
Legal Block5
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4004
Census Tract17701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 232217, ENCINITAS, CA 92023-2217
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 1, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2019 · Amount on Record
Deed SaleJul 1, 2019 · Amount on Record
Prior SaleJun 24, 2015 · Amount on Record
Deed Document Number2019259809
Prior Transfer DateSep 26, 2016
Prior Transfer Doc0000566983
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1316 NEPTUNE AVE, ENCINITAS, CA 92024-1431
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000218065
DateApr 29, 2020
Instrument2020-0218065
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 1, 2019
Property Address1316 NEPTUNE AVE, ENCINITAS, CA 92024-1431
Document Number0000259809
Instrument DateMay 20, 2019
Instrument2019-0259809
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 675926, RANCHO SANTA FE, CA 92067-5926

Mortgage

Document Number0000259810
DateJul 1, 2019
Instrument2019-0259810
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,357,989 (+2%) Land $6,637,336 Building $1,720,653
2025$88,738.00 (+14.43%) Homeowner's exemption$8,194,108 (+12.27%) Land $6,507,193 Building $1,686,915
2023$77,549.00 (+2.76%)$7,298,453 Land $6,254,511 Building $1,043,942
2022$75,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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