1323 Gem Cir, Unit 42, Rockledge, FL 32955 Property Records

Brevard County property record for 1323 Gem Cir, Unit 42, Rockledge, FL 32955

Property Summary

Property Type	Condominium
Details	1,135 sqft · built 1998
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (May 2026)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-36-17-3A-42`

Property Details

APN / Parcel Number

Primary APN	`25-36-17-3A-42`
Alternative APNs	`25-36-17-3A-00042.0-0000.00` `2522911`

Interior

Stories	1 Story
Building Area	1,135 sqft Living Area
Gross Area	1,445 sqft
1st Floor Area	1,135 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	260 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2522911
Street Address	1323 GEM CIR, 42
City	ROCKLEDGE
State	FL
Zip	32955-6416
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE GEMS CONDO PH 2B, 3, 4, 5, 6, 7, 8 UNIT 42 AS DESC IN ORB 3430 PG 2732 AND ALL AMENDMENTS THERETO.
Legal Range	36E
Legal Township	25S
Legal Section	17
Legal Subdivision	THE GEMS PH 2-B,3,4,5,6,7,8 A CONDO
Legal Phase	3-8
Legal Block	42
Legal Unit	42
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	5
Census Block	5009
Census Tract	63105

Owner

1323 Gem Cir, Unit 42 is owned by an individual who bought it in May 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1323 GEM CIR, 42, ROCKLEDGE, FL 32955-6416
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MORTGAGE
Jun 19, 2017	Warranty Deed, Transfer · Line of Credit COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	202688765
Deed Book / Page	10613 / 1798
Prior Transfer Date	Nov 16, 2007
Prior Transfer Doc	0058272458
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 1, 2026
Property Address	1323 GEM CIR, 42, ROCKLEDGE, FL 32955-6416
Document Number	0000088765
Book / Page	10613 / 1798
Instrument Date	Apr 23, 2026
Instrument	2026.88765
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ECHELON TITLE SERVICES LLC, ECHELON TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 GEM CIR, 42, ROCKLEDGE, FL 32955-6416

Mortgage

Document Number	0106131800,
Date	May 1, 2026
Book Page	10613/1800
Instrument	2026.88766

Lender

Name	PRIMARY RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 19, 2017
Property Address	1323 GEM CIR # 42, 42, ROCKLEDGE, FL 32955-6416
Document Number	0033252469
Book / Page	003325 / 002469
Instrument Date	Jun 15, 2017
Instrument	127691
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	113 TIPPERARY DR MELBOURNE FL 32940, MELBOURNE, FL 32940

Mortgage

Document Number	79162473
Date	Jun 19, 2017
Book Page	007916/002473
Instrument	127693

Lender

Name	COMMUNITY BK
Type	Bank
Address	MERRITT ISLAND, FL 32953

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1323 Gem Cir, Unit 42 was $3,645, up 4.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,700 (+1.14%)	$229,700 (+1.14%)
2025	$3,645.00 (+4.41%)	$227,110	$227,110
2024	$3,491.00 (+3.28%)
2023	$3,380.00 (+11.66%)	$229,060 (+7.02%) Land $69,000 Building $160,060	$229,060 (+7.02%) Land $69,000 Building $160,060
2022	$3,027.00	$214,030 Land $63,000 Building $151,030	$214,030 Land $63,000 Building $151,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 Gem Cir, Unit 42 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	7 (2000–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 Gem Cir, Unit 42 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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