1327 Ely Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1327 Ely Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1960
Lot Size	0.85 acres (37,050 sqft)
Owner	Individual Name on Record
Last Sale	$118,450 (Feb 2018)
Tax Bill	$642 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`109L A 028`

Property Details

APN / Parcel Number

Primary APN	`109L A 028`
Alternative APN	`0000035888`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,050 sqft (0.85 acres)
Lot Dimensions	167 ft deep x 220 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000035888
Street Address	1327 ELY RD
City	HIXSON
State	TN
Zip	37343-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1890B 02 005F ELY ROAD
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1327 ELY RD, HIXSON, TN 37343-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Oct 25, 2013
Deed Document Number	0011268133
Deed Book / Page	11268 / 133
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1327 ELY RD, HIXSON, TN 37343-4305
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017
Date	Mar 26, 2021
Book Page	12416/704
Instrument	2021032600017

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 9, 2018
Property Address	1327 ELY RD, HIXSON, TN 37343-4305
Document Number	0000000061
Book / Page	11268 / 133
Instrument Date	Feb 9, 2018
Instrument	2018020900061
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	REALTY TITLE & ESCROW SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 ELY RD, HIXSON, TN 37343-4305

Mortgage

Document Number	0000000062
Date	Feb 9, 2018
Instrument	2018020900062

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$642.00 (-5.45%)	$42,375 (+39.51%)	$169,500 (+39.51%) Land $60,000 Building $109,500
2024	$679.00	$30,375 (-)	$121,500 (-) Land $50,000 Building $71,500
2023	$679.00	$30,375 (-)	$121,500 (-) Land $50,000 Building $71,500
2022	$679.00	$30,375	$121,500 Land $50,000 Building $71,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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