13261 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13261 Ring Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1977
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on File
Last Sale	$77,000 (Nov 1997)
Tax Bill	$581 (2025)
Deeds & Mortgages	Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-13-4002-001`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-13-4002-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,346 sqft (4.76 acres)
Lot Dimensions	594 ft deep x 330 ft wide

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	545 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	13261 RING RD
City	SAINT CHARLES
State	MI
Zip	48655-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE CORN OF W 1/2 OF SE 1/4 TH SLY ON E 1/8 LINE 627.14 FT TH WLY PARA TO S SEC LINE 330 FT TH NLY PARA TO E 1/8 LINE 628.40 FT TO E& W TH ELY ON E&W 1/4 LINE 330 FT TO POB 4.76 ACRES SEC 13 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1047
Census Tract	12400

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13261 RING RD, SAINT CHARLES, MI 48655-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 1997 · Amount on Record
Deed Sale	Nov 14, 1997 · Amount on Record
Deed Book / Page	2034 / 878
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13261 RING RD, SAINT CHARLES, MI 48655-9517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000907
Date	Jan 11, 2019
Instrument	2019000907

Lender

Name	STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,400 (+11.04%)	$130,800 (+11.04%)
2025	$581.00 (-63.51%) Homeowner's exemption
2023		$58,900	$117,800
2022	$1,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ring Rd

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