13269 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13269 Ring Rd, Saint Charles, MI 48655 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2008
Square Footage2,340 sqft Living Area
Lot Size912,582 sqft (20.9 acres)
Garage672 sqft
OccupancyOwner Occupied
Last Sale$72,000 (2007)
Tax Bill$1,367.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-10-2-13-4002-005

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,340 sqft Living Area
1st Floor1,440 sqft 1st Floor
Basement Area1,440 sqft Basement
Unfinished Basement1,440 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area912,582 sqft (20.9 acres)
Parking Spaces2 Parking Spaces
Garage Area672 sqft Garage
PorchCovered Porch
Porch Area84 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address13269 RING RD
CitySAINT CHARLES
StateMI
Zip48655-9517
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT A PT 1648.90 FT W FROM E 1/4 CORN OF SEC TH S 628.40 FT TH E 330 FT TH S 657.75 FT TH W 1326.61 FT TO N&S 1/4 LINE TH N 657.71 FT TH E 926.64 FT TH N 628.65 FT TH E 66 FT TO POB 20.95 ACRES SEC 13 T10N R2E ***NEW # SPLIT FROM PARENT 4002-003 9
Legal Range02E
Legal Township10N
Legal Section13
JurisdictionSAGINAW MI
Minor Civil DivisionBRANT
Census Blockgroup1
Census Block1047
Census Tract12400

Owner

Source: Saginaw County records · APN 08-10-2-13-4002-005

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13269 RING RD, SAINT CHARLES, MI 48655-9517
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
MERCANTILE BANK
Jul 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2007 · Amount on Record
Deed SaleAug 02, 2007 · Amount on Record
Deed Book / Page2456 / 1480
Last Transfer DateMar 16, 2016
Transfer Doc0000006710
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateMay 13, 2026
Property Address13269 RING RD, SAINT CHARLES, MI 48655-9517
Document Number0000013011
Instrument DateMay 08, 2026
Instrument202613011
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13269 RING RD, SAINT CHARLES, MI 48655-9517

Mortgage

Document Number0000013011,
DateMay 13, 2026
Instrument202613011
Lender
NameMERCANTILE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 27, 2051
Interest
Rate6.37%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address13269 RING RD, SAINT CHARLES, MI 48655-9517
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13269 RING RD, SAINT CHARLES, MI 48655-9517

Mortgage

Document Number0000018983
DateJul 06, 2022
Instrument2022018983
Lender
NameMERCANTILE BANK
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBrant Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$241,300 (+5.69%)$482,600 (+5.69%)
2025$1,367.00 (-61.69%) Homeowner's exemption$228,300 (+24.89%)$456,600 (+24.89%)
2023$182,800$365,600
2022$3,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 52nd in Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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