Saginaw County property record for 13166 Ring Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1968 |
| Lot Size | 2.21 acres (96,311 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jan 2004) |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-13-1002-001 |
| Primary APN | 08-10-2-13-1002-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,311 sqft (2.21 acres) |
| Lot Dimensions | 385 ft deep x 240 ft wide |
| Garage Area | 1,832 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 2,810 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13166 RING RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 674 FT OF N 250 FT OF S 550 FT OF SE1/4 OF NE1/4 EXC W 436 FT THEREOF ALSO ELY 120 FT OF WLY 554 FT OF SLY 300 FT OF SE 1/4 OF NE 1/4 2.21 ACRES SEC 13 T10N R2E |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 13 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 12400 |
Source: Saginaw County records · APN 08-10-2-13-1002-001
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13166 RING RD, SAINT CHARLES, MI 48655-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage LAKE TRUST CU |
| Nov 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2004 · Amount on Record |
| Deed Sale | Jan 12, 2004 · Amount on Record |
| Prior Sale | Jul 11, 2003 · Amount on Record |
| Deed Document Number | 20047181247 |
| Deed Book / Page | 2265 / 1561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13166 RING RD, SAINT CHARLES, MI 48655-9517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13166 RING RD, SAINT CHARLES, MI 48655-9517 |
| Document Number | 0000005641 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 2024005641 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | 4605 S OLD US HIGHWAY 23, BRIGHTON, MI 48114 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Apr 10, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13166 RING RD, SAINT CHARLES, MI 48655-9517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13166 RING RD, SAINT CHARLES, MI 48655-9517 |
| Document Number | 2021035386 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2021035386 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,700 (+29.82%) | $199,400 (+29.82%) | |
| 2025 | $763.00 (-59.54%) Homeowner's exemption | ||
| 2023 | $76,800 | $153,600 | |
| 2022 | $1,886.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450124001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LakeNet | Fiber | 1,000 / 500 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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