13260 Grassmere Ct, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 13260 Grassmere Ct, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details1,601 sqft · built 2025
Lot Size0.316 acres (13,780 sqft)
OwnerIndividual Name on Record
Last Sale$595,000 (Dec 2025)
Tax Bill$178 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-23-09-201-048

Property Details

APN / Parcel Number

Primary APN42-23-09-201-048

Interior

Building Area1,601 sqft Living Area

Exterior

Year BuiltBuilt 2025
Lot Area13,780 sqft (0.316 acres)

Location & Zoning

Street Address13260 GRASSMERE CT
CityPUNTA GORDA
StateFL
Zip33955-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionTLF 001 0000 0093 TURNLEAF PHASE 1 LOT 93 DEC3515623 3515624
Legal Phase1
Legal Lot Number93
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1042
Census Tract10505

Owner

Source: Charlotte County records, as of January 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13260 GRASSMERE CT, PUNTA GORDA, FL 33955-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Deed Document Number3600012
Record UpdatedJun 8, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 29, 2025
Property Address13260 GRASSMERE CT, PUNTA GORDA, FL 33955-9234
Document Number0003600012
Map ReferenceMB 27 PG 13
Instrument DateDec 18, 2025
Instrument3600012
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address13260 GRASSMERE CT, PUNTA GORDA, FL 33955-9234

Mortgage

Document Number0003600013
DateDec 29, 2025
Instrument3600013
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.87%
IndexSOFR Average 30-Day
Margin3
Max Rate9.87%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$178.00$14,025$16,500 Land $16,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 195 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies875 units insured
incl. 680 condo units
Nearby Flood Claims101 (2022–2025)
Claims Outside the SFHA4 of 101
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 51 claims
  • Hurricane Helene, Sep 2024 · 39 claims
  • Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 73% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Nearby Properties on Grassmere Ct

Nearby Streets

Search Property Records by Address or Parcel Number