1326 Main St, Murray, KY 42071 Property Records

Calloway County property record for 1326 Main St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,578 sqft · built 1951
Lot Size	0.29 acres (12,750 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Dec 2019)
Tax Bill	$428 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-0-0012-00036`

Property Details

APN / Parcel Number

Primary APN	`003-0-0012-00036`
Alternative APNs	`101621` `44690`

Interior

Stories	1 Story
Building Area	1,578 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.29 acres)
Lot Dimensions	75 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	101621
Street Address	1326 MAIN ST
City	MURRAY
State	KY
Zip	42071-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1326 MAIN
Legal Subdivision	TARRY ADDITION
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1008
Census Tract	10301

Owner

Source: Calloway County records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	355 BRIDLEWOOD DR, MURRAY, KY 42071-4717
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Dec 30, 2019	Warranty Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Sep 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2019638840
Deed Book / Page	1239 / 87
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	001188/627
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1326 MAIN ST, MURRAY, KY 42071-1823
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BRIDLEWOOD DR, MURRAY, KY 42071-4717

Mortgage

Document Number	0001396/47
Date	Nov 16, 2022
Book Page	1396/47
Instrument	662091

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Dec 30, 2019
Property Address	1326 MAIN ST, MURRAY, KY 42071-1823
Document Number	001239/087
Book / Page	1239 / 087
Map Reference	MB 49 PG 37
Instrument Date	Dec 30, 2019
Instrument	638840
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 SPICELAND DR, MURRAY, KY 42071-6755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N 12TH ST STE A, A, MURRAY, KY 42071-1959

Mortgage

Document Number	0000638841
Date	Dec 30, 2019
Instrument	638841

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 30, 2024

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Sep 26, 2018
Property Address	1326 MAIN ST, MURRAY, KY 42071-1823
Document Number	001188/627
Book / Page	1188 / 627
Map Reference	DD 61 PG 397
Instrument Date	Sep 25, 2018
Instrument	630076
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPICELAND DR, MURRAY, KY 42071-6755

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$428.00 (+29.31%)	$113,000 (+32.94%)	$113,000 (+32.94%)
2023	$331.00	$85,000	$85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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