1322 Main St, Murray, KY 42071 Property Records

Calloway County property record for 1322 Main St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3,772 sqft · built 1935
Owner	Individual Name on File
Last Sale	$284,500 (Feb 2021)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-0-0012-00034`

Property Details

APN / Parcel Number

Primary APN	`003-0-0012-00034`
Alternative APNs	`90146` `97190`

Interior

Stories	2 Stories
Building Area	3,772 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	135 sqft
Patio Area	1,190 sqft
Greenhouse	720 sqft
Poultry House	135 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Account Number	97190
Street Address	1322 MAIN ST
City	MURRAY
State	KY
Zip	42071-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1322 MAIN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1008
Census Tract	10301

Owner

1322 Main St is owned and occupied by an individual who bought it in February 2021.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1322 MAIN ST, MURRAY, KY 42071-1823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Feb 18, 2021	Warranty Deed, Transfer · VA Mortgage GLOBAL MORTGAGE LINK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Deed Document Number	647053
Deed Book / Page	1298 / 52
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1322 MAIN ST, MURRAY, KY 42071-1823
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1154/246
Date	Oct 24, 2017
Book Page	1154/246
Instrument	623957

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Feb 18, 2021
Property Address	1322 MAIN ST, MURRAY, KY 42071-1823
Document Number	1298/52
Book / Page	1298 / 52
Instrument Date	Feb 11, 2021
Instrument	647053
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 MAIN ST, 1321, MURRAY, KY 42071-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 MAIN ST, MURRAY, KY 42071-1823

Mortgage

Document Number	647054
Date	Feb 18, 2021
Instrument	647054

Lender

Name	GLOBAL MORTGAGE LINK LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1322 Main St was $1,034.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00	$284,500	$284,500
2023	$1,039.00	$284,500	$284,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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