Calloway County property record for 1320 Main St, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 2,500 sqft · built 1926 |
| Lot Size | 0.93 acres (40,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2024) |
| Tax Bill | $1,530 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-0-0012-00033 |
| Primary APN | 003-0-0012-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,500 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,500 sqft (0.93 acres) |
| Lot Dimensions | 100 ft deep x 405 ft wide |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 483 sqft |
| Patio Area | 528 sqft |
| Greenhouse | 832 sqft |
| Poultry House | 483 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 104855 |
|---|---|
| Street Address | 1320 MAIN ST |
| City | MURRAY |
| State | KY |
| Zip | 42071-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1320 MAIN |
| Legal Subdivision | J T IRVAN LANDS |
| Legal Tract | 1 |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10301 |
Source: Calloway County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1320 MAIN ST, MURRAY, KY 42071-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2008 · Amount on Record |
| Deed Document Number | 2024690670 |
| Deed Book / Page | 1467 / 143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 21, 2026 |
| Property Address | 1320 MAIN ST, MURRAY, KY 42071-1823 |
| Document Number | 0000725504 |
| Book / Page | 1539 / 502 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026725504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1320 MAIN ST, MURRAY, KY 42071-1823 |
| Document Number | 0000725504, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1539/502 |
| Instrument | 2026725504 |
| Name | MURRAY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,530.00 (+203.57%) | $425,000 (+136.11%) | $425,000 (+136.11%) |
| 2023 | $504.00 Homeowner's exemption | $180,000 | $180,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures