1325 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1325 E Oliver St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,956 (Jul 2023)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-400-039`

Property Details

APN / Parcel Number

Primary APN	`007-18-400-039`
Alternative APN	`0071840003900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	732 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	264 ft deep x 82 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1325 E OLIVER ST
City	OWOSSO
State	MI
Zip	48867-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 18 T7N R3E. PT OF SE 14 COM AT A PT IN CEN OF ANGLING RD RUNNING THROUGH NE 14 OF SE 14 OF SEC WHICH IS 7 CHS 31 LKS E O
Legal Range	03E
Legal Township	07N
Legal Section	18
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1016
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 E OLIVER ST, OWOSSO, MI 48867-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 28, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	20233373385
Deed Book / Page	1309 / 237
Prior Transfer Date	Aug 23, 2017
Prior Transfer Doc	0012370732
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 28, 2023
Property Address	1325 E OLIVER ST, OWOSSO, MI 48867-9696
Document Number	0013090237
Book / Page	1309 / 237
Instrument Date	Jul 19, 2023
Instrument	3373385
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$727.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 S WASHINGTON ST, OWOSSO, MI 48867-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 E OLIVER ST, OWOSSO, MI 48867-9696

Mortgage

Document Number	0003373386
Date	Jul 28, 2023
Instrument	3373386

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 28, 2017
Property Address	1325 E OLIVER ST, OWOSSO, MI 48867-9696
Document Number	0012370706
Book / Page	001237 / 000706
Instrument Date	Aug 16, 2017
Instrument	3301015
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$937.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1325 E OLIVER ST OWOSSO MI 488679696, OWOSSO, MI 48867-9696

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 28, 2017
Property Address	1325 E OLIVER ST, OWOSSO, MI 48867-9696
Document Number	0012370732
Book / Page	001237 / 000732
Instrument Date	Aug 23, 2017
Instrument	3301041
Transaction Type	Transfer
Record Updated	Sep 8, 2017

Transaction

Amount	Amount Recorded
Tax	$207.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2351 W GARRISON RD OWOSSO MI 488679734, OWOSSO, MI 48867-9734

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,900 (+0.53%)	$113,800 (+0.53%)
2025	$1,472.00 (+32.49%) Homeowner's exemption	$56,600 (+23.04%)	$113,200 (+23.04%)
2023	$1,111.00 Homeowner's exemption	$46,000	$92,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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