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1234 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1234 E Oliver St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Jul 2021)
Tax Bill$2,490 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-48-130-000

Property Details

APN / Parcel Number

Primary APN007-48-130-000
Alternative APN
  • 0074813000000

Exterior

Lot Area30,492 sqft (0.7 acres)
Lot Dimensions227 ft deep x 134 ft wide

Location & Zoning

Street Address1234 E OLIVER ST
CityOWOSSO
StateMI
Zip48867-9695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMOS GOULD ACRES #1 CALEDONIA TWP LOTS 130-131-132 & N 12 OF 133.
Legal SubdivisionAMOS GOULD ACRES 1
Legal Lot Number130-132
JurisdictionSHIAWASSEE MI
Township / Civil DivisionCALEDONIA
Census Block Group1
Census Block1034
Census Tract31700

Owner

Source: Shiawassee County records · APN 007-48-130-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1234 E OLIVER ST, OWOSSO, MI 48867-9695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK
Jul 21, 2021Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
May 22, 2019Warranty Deed, Transfer
RUOFF MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2021 · Amount on Record
Deed SaleJul 21, 2021 · Amount on Record
Prior SaleJul 26, 2016 · Amount on Record
Deed Document Number20213349067
Deed Book / Page1285 / 278
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1234 E OLIVER ST, OWOSSO, MI 48867-9695
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1234 E OLIVER ST, OWOSSO, MI 48867-9695

Mortgage

Document Number0013100138
DateAug 28, 2023
Book Page1310/138
Instrument3374301
Lender
NameINDEPENDENCE BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 21, 2021
Property Address1234 E OLIVER ST, OWOSSO, MI 48867-9695
Document Number0012850278
Book / Page1285 / 278
Map ReferenceLB 1 PG 133
Instrument DateJul 19, 2021
Instrument3349067
Transaction TypeTransfer
Record UpdatedAug 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1234 E OLIVER ST, 1234, OWOSSO, MI 48867-9695

Transferred To (Grantee/Buyer)

NameVerified Name
Address1234 E OLIVER ST, OWOSSO, MI 48867-9695

Mortgage

Document Number3349068
DateJul 21, 2021
Instrument3349068
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 22, 2019
Property Address1234 E OLIVER ST, OWOSSO, MI 48867-9695
Document Number0012570499
Book / Page001257 / 000499
Instrument DateMay 21, 2019
Instrument3321031
Transaction TypeTransfer
Record UpdatedJun 05, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$997.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1234 E OLIVER ST OWOSSO MI 488679695, OWOSSO, MI 48867-9695

Mortgage

Document Number12570500
DateMay 22, 2019
Book Page001257/000500
Instrument3321032
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionCaledonia Charter Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$96,200 (+17.03%)$192,400 (+17.03%)
2025$2,490.00 (+15.98%) Homeowner's exemption$82,200 (+5.12%)$164,400 (+5.12%)
2023$2,147.00 Homeowner's exemption$78,200$156,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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