1401 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1401 E Oliver St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1880
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Feb 2023)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-400-034`

Property Details

APN / Parcel Number

Primary APN	`007-18-400-034`
Alternative APN	`0071840003400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	928 sqft
Basement Area	768 sqft
Game Room	Game Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1401 E OLIVER ST
City	OWOSSO
State	MI
Zip	48867-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 T7N R3E COM AT E 14 POST OF SEC TH S 550 FT ON E SEC LN TH W 792 FT TO P.O.B. TH S 786.06 FT TO CLN OF E OLIER ST TH S
Legal Range	03E
Legal Township	07N
Legal Section	18
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1016
Census Tract	31700

Owner

Source: Shiawassee County records · APN 007-18-400-034

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 18, 2022	Sheriff's Deed, Foreclosure
Mar 04, 2022	Sheriff's Deed, Foreclosure
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Nov 22, 2019	Quit Claim Deed, Mortgage · Conventional with PMI ELGA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20233368714
Deed Book / Page	1304 / 619
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 28, 2023
Property Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697
Document Number	0013040619
Book / Page	1304 / 619
Instrument Date	Feb 22, 2023
Instrument	3368714
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2305 S CENTER RD, BURTON, MI 48519-1147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697

Mortgage

Document Number	0003368715
Date	Feb 28, 2023
Instrument	3368715

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 18, 2022
Property Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697
Document Number	0012940029
Book / Page	1294 / 29
Instrument Date	Mar 02, 2022
Instrument	3357942
Transaction Type	Foreclosure
Record Updated	Apr 06, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 E OLIVER ST, 1401, OWOSSO, MI 48867-9697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 PENTAGON BLVD # 301, 301, BEAVERCREEK, OH 45431-2779

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 04, 2022
Property Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697
Document Number	0012930502
Book / Page	1293 / 502
Instrument Date	Feb 16, 2022
Instrument	3357404
Transaction Type	Foreclosure
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 S CENTER ROAD, BURTON, OH 45819

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697

Mortgage

Document Number	0012730391
Date	Sep 28, 2020
Book Page	1273/391
Instrument	3337074

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2035

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 22, 2019
Property Address	1401 E OLIVER ST, OWOSSO, MI 48867-9697
Document Number	0012630331
Book / Page	001263 / 000331
Instrument Date	Nov 14, 2019
Instrument	3326899
Transaction Type	Mortgage
Record Updated	Dec 09, 2019
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 E OLIVER ST OWOSSO MI 488679697, OWOSSO, MI 48867-9697

Mortgage

Document Number	12630332
Date	Nov 22, 2019
Book Page	001263/000332
Instrument	3326900

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,100 (+2.89%)	$206,200 (+2.89%)
2025	$2,625.00 (+82.8%) Homeowner's exemption	$100,200 (+23.4%)	$200,400 (+23.4%)
2023	$1,436.00 Homeowner's exemption	$81,200	$162,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550317001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 1 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

1401 E Oliver St, Owosso, MI 48867 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Oliver St

Nearby Streets

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