1325 Croydon Rd, Troy, OH 45373 Property Records

Miami County property record for 1325 Croydon Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 839 sqft · built 1948
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Aug 2000)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-034820`

Property Details

APN / Parcel Number

Primary APN	`D08-034820`
Alternative APNs	`050620.1-18-007-00` `D08NW039 00700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	839 sqft Living Area
1st Floor Area	1,678 sqft
Basement Area	839 sqft
Unfinished Basement	839 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Patio Area	156 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1325 CROYDON RD
City	TROY
State	OH
Zip	45373-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3444 70
Legal Lot Number	3444
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2017
Census Tract	365002

Owner

1325 Croydon Rd is owned and occupied by an individual who bought it in August 2000.

Source: Miami County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1325 CROYDON RD, TROY, OH 45373-2417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2000 · Amount on File
Deed Sale	Aug 31, 2000 · Amount on File
Prior Sale	Oct 7, 1992
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 18, 2021
Property Address	1325 CROYDON RD, TROY, OH 45373-2417
Document Number	0000018099
Instrument Date	Oct 15, 2021
Instrument	2021OR-18099
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 CROYDON RD, TROY, OH 45373-2417

Mortgage

Document Number	0000018100
Date	Oct 18, 2021
Instrument	2021OR-18100

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Croydon Rd was $1,872 with a homeowner's exemption, up 42.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+42.14%) Homeowner's exemption	$56,490 (+61.68%) Land $9,450 Building $47,040	$161,400 Land $27,000 Building $134,400
2024	$1,317.00 (+2.25%) Homeowner's exemption	$34,940 (-) Land $10,190 Building $24,750
2023	$1,288.00 (+17.52%) Homeowner's exemption	$34,940 (-) Land $10,190 Building $24,750	$99,800 (-) Land $29,100 Building $70,700
2022	$1,096.00 Homeowner's exemption	$34,940 Land $10,190 Building $24,750	$99,800 Land $29,100 Building $70,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1325 Croydon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Croydon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on Croydon Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures