1302 Croydon Rd, Troy, OH 45373 Property Records

Miami County property record for 1302 Croydon Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2025)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-034390`

Property Details

APN / Parcel Number

Primary APN	`D08-034390`
Alternative APNs	`050620.1-22-018-00` `D08NW037 00300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	400 sqft
Canopy	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1302 CROYDON RD
City	TROY
State	OH
Zip	45373-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3397 85
Legal Subdivision	TROY
Legal Lot Number	3397
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2018
Census Tract	365002

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1302 CROYDON RD, TROY, OH 45373-2418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST CTRL NATL BANK OF SAINT PARIS
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 22, 2021	Warranty Deed, Transfer HOME SERVICES TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202511066
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1302 CROYDON RD, TROY, OH 45373-2418
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001989
Date	Feb 7, 2022
Instrument	2022OR-01989

Lender

Name	THE FIRST CTRL NATL BANK OF SAINT PARIS
Type	Bank
Address	SAINT PARIS, OH 43072

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 26, 2025
Property Address	1302 CROYDON RD, TROY, OH 45373-2418
Document Number	0000011066
Instrument Date	Sep 25, 2025
Instrument	2025OR-11066
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 CROYDON RD, TROY, OH 45373-2418

Mortgage

Document Number	0000011067
Date	Sep 26, 2025
Instrument	2025OR-11067

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 22, 2021
Property Address	1302 CROYDON RD, TROY, OH 45373-2418
Document Number	0000020268
Instrument Date	Nov 19, 2021
Instrument	2021OR-20268
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 CROYDON RD, TROY, OH 45373-2418

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+7.78%) Homeowner's exemption	$63,180 (+22.61%) Land $10,430 Building $52,750	$180,500 (+22.62%) Land $29,800 Building $150,700
2024	$1,942.00 (+2.21%) Homeowner's exemption	$51,530 (-) Land $11,240 Building $40,290
2023	$1,900.00 (+17.5%) Homeowner's exemption	$51,530 (-) Land $11,240 Building $40,290	$147,200 (-) Land $32,100 Building $115,100
2022	$1,617.00 Homeowner's exemption	$51,530 Land $11,240 Building $40,290	$147,200 Land $32,100 Building $115,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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