1303 Croydon Rd, Troy, OH 45373 Property Records

Miami County property record for 1303 Croydon Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,249 sqft · built 1948
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2026)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-034840`

Property Details

APN / Parcel Number

Primary APN	`D08-034840`
Alternative APNs	`050620.1-18-009-00` `D08NW039 00900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
1st Floor Area	2,498 sqft
Basement Area	1,249 sqft
Unfinished Basement	1,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1303 CROYDON RD
City	TROY
State	OH
Zip	45373-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3445 5 E PT IN LOT 3446 85
Legal Subdivision	WESTBROOK SUBDIVISION NUMBER 2
Legal Lot Number	3445
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2017
Census Tract	365002

Owner

1303 Croydon Rd is owned and occupied by an individual who bought it in July 2026.

Source: Miami County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1303 CROYDON RD, TROY, OH 45373-2417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 10, 2023	Warranty Deed, Transfer
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	20269294
Record Updated	Oct 29, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 28, 2026
Property Address	1303 CROYDON RD, TROY, OH 45373-2417
Document Number	0000009294
Instrument Date	Jul 15, 2026
Instrument	20269294
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 CROYDON RD, TROY, OH 45373-2417

Mortgage

Document Number	0000009295,
Date	Jul 28, 2026
Instrument	20269295

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 10, 2023
Property Address	1303 CROYDON RD, TROY, OH 45373-2417
Document Number	0000007300
Map Reference	MB 5 PG 16
Instrument Date	Jul 7, 2023
Instrument	2023OR-07300
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	8447 N DIAMOND MILL RD, CLAYTON, OH 45315-9665

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1303 CROYDON RD, TROY, OH 45373-2417
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019445
Date	Nov 8, 2021
Instrument	2021OR-19445

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	92611

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1303 Croydon Rd was $2,215, up 106.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00 (+106.43%)	$65,390 (+29%) Land $10,750 Building $54,640	$186,800 Land $30,700 Building $156,100
2024	$1,073.00 (-42.59%)	$50,690 (-) Land $11,660 Building $39,030
2023	$1,869.00 (+17.47%) Homeowner's exemption	$50,690 (-) Land $11,660 Building $39,030	$144,800 (-) Land $33,300 Building $111,500
2022	$1,591.00 Homeowner's exemption	$50,690 Land $11,660 Building $39,030	$144,800 Land $33,300 Building $111,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 Croydon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Croydon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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