Bradford County property record for 1325 Bessent Rd, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,016 sqft · built 1983 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Trust Names on File |
| Deeds & Mortgages | Apr 2018 Loan Modification Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02848-0-00000 |
| Primary APN | 02848-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,016 sqft Heated Area |
| Gross Area | 4,641 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 450 sqft |
| Porch | Enclosed Porch |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1325 BESSENT RD |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 6S 22 COM SW COR OF E1/4 OF NW1/4 OF SW1/4. N0*04'02"E 33.16' TO N R/W BESSENT RD, N89*37'E 50' TO POB. N89*37'E 223.24', |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 100 |
1325 Bessent Rd is owner-occupied and held in a trust since January 2001.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1325 BESSENT RD, STARKE, FL 32091-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2018 | Loan Modification, Mortgage · Line of Credit COMMUNITY ST BK/ST CHARLES |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2001 |
| Deed Sale | Jan 19, 2001 |
| Deed Document Number | 0000862317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1325 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004003773 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1325 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Number | 0004003773 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 001733/000092 |
| Instrument | 4003773 |
| Name | COMMUNITY ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1325 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004009674 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1325 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Number | 0004009674 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 001705/000444 |
| Instrument | 4009674 |
| Name | COMMUNITY ST BK |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $190,760 | $280,196 Land $33,400 Building $246,796 |
| 2023 | Homeowner's exemption | $179,984 | $233,107 Land $23,400 Building $209,707 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1325 Bessent Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1325 Bessent Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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