Bradford County property record for 1323 Bessent Rd, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,611 sqft · built 2007 |
| Lot Size | 0.96 acres (41,817 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (May 2017) |
| Tax Bill | $2,512 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Sep 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02848-0-00102 |
| Primary APN | 02848-0-00102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,611 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 41,817 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1323 BESSENT RD |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 6S 22 COM SW COR OF E1/4 OF NW1/4 OF SW1/4. N00*0318E 33.16, RUN N00*0318E 420.55 TO POB. N00*0318E 154.20, THENCE N89*5830E 273.92, THENCE S00*0821W 152.82, THENCE S89*4110W 273.71 TO POB. BEING .96 ACRE |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 100 |
1323 Bessent Rd is owned and occupied by an individual who bought it in May 2017.
Source: Bradford County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1323 BESSENT RD, STARKE, FL 32091-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Sep 28, 2018 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY ST BK |
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK/STARKE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2017 · Amount on File |
| Deed Sale | May 4, 2017 · Amount on File |
| Prior Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 20174004156 |
| Deed Book / Page | 1680 / 306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1323 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004000821 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1323 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Number | 0004000821 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 001774/000505 |
| Instrument | 4000821 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1323 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004008753 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1323 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Number | 0004008753 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 001757/000347 |
| Instrument | 4008753 |
| Name | COMMUNITY ST BK |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1323 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004002751 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1323 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Number | 0004002751 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 001727/000518 |
| Instrument | 4002751 |
| Name | COMMUNITY ST BK/STARKE |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1323 Bessent Rd was $2,512 with a homeowner's exemption, up 3.4% from the year before.
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,512.00 (+3.37%) Homeowner's exemption | $169,234 (+2.9%) | $255,048 (+5.06%) Land $28,000 Building $227,048 |
| 2024 | $2,430.00 (+1.38%) Homeowner's exemption | $164,465 (+3%) | $242,755 (+9.27%) Land $28,000 Building $214,755 |
| 2023 | $2,397.00 (+3.54%) Homeowner's exemption | $159,675 (+3%) | $222,153 (+21.19%) Land $20,000 Building $202,153 |
| 2022 | $2,315.00 Homeowner's exemption | $155,024 | $183,316 Land $16,500 Building $166,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1323 Bessent Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1323 Bessent Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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