Bradford County property record for 1309 Bessent Rd, Starke, FL 32091
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 5 ba · 4,193 sqft · built 1999 |
| Lot Size | 23.8 acres (1,038,906 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,195,000 (Jan 2026) |
| Tax Bill | $12,372 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02837-0-00101 |
| Primary APN | 02837-0-00101 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,193 sqft Heated Area |
| Gross Area | 5,425 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,038,906 sqft (23.8 acres) |
| Pool Area | 372 sqft |
|---|---|
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1309 BESSENT RD |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 27 6S 22 COM SW COR OF NE1/4 OF SW1/4. N00*10'18"E 38.87' TO N R/W OF BESSENT RD, N89*37'33"E 167' TO POB. N00*10'19"E 1296.6 |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 100 |
1309 Bessent Rd, a rural home, is owned and occupied by an individual who bought it in January 2026.
Source: Bradford County records, as of January 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Warranty Deed, Transfer BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 12, 2019 | Correction Deed ATTORNEY ONLY |
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 202604000038 |
| Deed Book / Page | 2189 / 315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jan 6, 2026 |
| Property Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004000038 |
| Book / Page | 2189 / 315 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202604000038 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $8,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8074 CHURCH ST, AIKEN, SC 29803-3437 |
| Name | Verified Name |
|---|---|
| Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004002609 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 1892/31 |
| Instrument | 202104002609 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004008634 |
| Book / Page | 1923 / 375 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 202104008634 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | FLORIDA TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0001923377 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 1923/377 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jul 12, 2019 |
| Property Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004006036 |
| Book / Page | 001798 / 000535 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 4006036 |
| Record Updated | Aug 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1309 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1309 BESSENT RD, STARKE, FL 32091-3607 |
| Document Number | 0004003512 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1309 BESSENT RD STARKE FL 320913607, STARKE, FL 32091-3607 |
| Document Number | 0004003512 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 001787/000044 |
| Instrument | 4003512 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2049 |
The 2025 property tax bill for 1309 Bessent Rd was $12,372 with a homeowner's exemption.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,372.00 Homeowner's exemption | $661,394 (+2.78%) Land $40,484 Building $620,910 | $785,610 (+4.72%) |
| 2024 | Homeowner's exemption | $643,480 (+2.97%) Land $36,055 Building $607,425 | $750,185 (+8.66%) |
| 2023 | $11,990.00 (-20.1%) Homeowner's exemption | $624,914 (-18.53%) Land $28,055 Building $596,859 | $690,409 (-9.99%) |
| 2022 | $15,007.00 Homeowner's exemption | $767,064 Land $243,500 Building $523,564 | $767,064 Land $243,500 Building $523,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Bessent Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Bessent Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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