1325 Bach Ter, Midlothian, VA 23114 Property Records

Chesterfield County property record for 1325 Bach Ter, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,215 sqft · built 2005
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on File
Last Sale	$305,899 (Sep 2012)
Tax Bill	$6,295 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`727-69-94-12-300-000`

Property Details

APN / Parcel Number

Primary APN	`727-69-94-12-300-000`
Alternative APN	`357417001`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,215 sqft Finished Area
1st Floor Area	907 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	15,333 sqft (0.352 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	357417001
Street Address	1325 BACH TER
City	MIDLOTHIAN
State	VA
Zip	23114-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	HARTLEY VILLAGE 006
Legal Subdivision	HARTLEY VILLAGE CHARTER COLONY
Legal Lot Number	6
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2013
Census Tract	100928

Owner

1325 Bach Ter is owned and occupied by two individuals who bought it in September 2012.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1325 BACH TER, MIDLOTHIAN, VA 23114-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2012 · Amount on File
Deed Sale	Sep 7, 2012 · Amount on File
Prior Sale	May 16, 2012 · Amount on File
Deed Book / Page	9882 / 853
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1325 BACH TER, MIDLOTHIAN, VA 23114-4611
Document Number	12700384
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 BACH TER MIDLOTHIAN VA 231144611, MIDLOTHIAN, VA 23114-4611

Mortgage

Document Number	12700384
Date	Apr 10, 2020
Book Page	012700/000384
Instrument	16072

Lender

Name	ARGENT FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1325 Bach Ter was $6,295.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,295.00	$704,500 (+7.44%) Land $100,000 Building $604,500	$704,500 (+7.44%) Land $100,000 Building $604,500
2025		$655,700 Land $100,000 Building $555,700	$655,700 Land $100,000 Building $555,700
2023	$5,514.00	$603,200 Land $100,000 Building $503,200	$603,200 Land $100,000 Building $503,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1325 Bach Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Bach Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880