Chesterfield County property record for 1306 Bach Ter, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,258 sqft · built 2005 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $820,000 (Sep 2026) |
| Tax Bill | $6,648 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 727-69-91-21-300-000 |
| Primary APN | 727-69-91-21-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,258 sqft Finished Area |
| 1st Floor Area | 482 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 18,208 sqft (0.418 acres) |
| Garage Area | 549 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 307171001 |
|---|---|
| Street Address | 1306 BACH TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | HARTLEY VILLAGE 017 |
| Legal Subdivision | HARTLEY VILLAGE CHARTER COLONY |
| Legal Lot Number | 17 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100928 |
Source: Chesterfield County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1306 BACH TER, MIDLOTHIAN, VA 23114-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION |
| Apr 11, 2017 | Deed of Trust, Mortgage · Line of Credit UNION BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on Record |
| Deed Sale | Sep 24, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2005 · Amount on Record |
| Deed Document Number | 202635057 |
| Deed Book / Page | 15384 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Sep 24, 2026 |
| Property Address | 1306 BACH TER, MIDLOTHIAN, VA 23114-4612 |
| Document Number | 0000035057 |
| Book / Page | 15384 / 460 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202635057 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000035058, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 202635058 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1306 BACH TER, MIDLOTHIAN, VA 23114-4612 |
| Document Number | 11589606 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1306 BACH TER MIDLOTHIAN VA 231144612, MIDLOTHIAN, VA 23114-4612 |
| Document Number | 11589606 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 011589/000606 |
| Instrument | 14423 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23235 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,648.00 (+14.72%) | $744,200 (+7.5%) Land $100,000 Building $644,200 | $744,200 (+7.5%) Land $100,000 Building $644,200 |
| 2025 | $692,300 (+9.18%) Land $100,000 Building $592,300 | $692,300 (+9.18%) Land $100,000 Building $592,300 | |
| 2023 | $5,795.00 | $634,100 Land $100,000 Building $534,100 | $634,100 Land $100,000 Building $534,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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