1313 Bach Ter, Midlothian, VA 23114 Property Records

Chesterfield County property record for 1313 Bach Ter, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,001 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$649,950 (Aug 2024)
Tax Bill	$5,777 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`727-69-93-22-600-000`

Property Details

APN / Parcel Number

Primary APN	`727-69-93-22-600-000`
Alternative APNs	`307417001` `479554000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,001 sqft Finished Area
1st Floor Area	301 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	479554000
Street Address	1313 BACH TER
City	MIDLOTHIAN
State	VA
Zip	23114-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	HARTLEY VILLAGE 005
Legal Subdivision	HARTLEY VILLAGE CHARTER COLONY
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2013
Census Tract	100928

Owner

1313 Bach Ter is owned and occupied by an individual who bought it in August 2024.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1313 BACH TER, MIDLOTHIAN, VA 23114-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	202425857
Deed Book / Page	14643 / 925
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 23, 2024
Property Address	1313 BACH TER, MIDLOTHIAN, VA 23114-4611
Document Number	014643-925
Book / Page	14643 / 925
Instrument Date	Aug 16, 2024
Instrument	2024025857
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024025858
Date	Aug 23, 2024
Instrument	2024025858

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1313 Bach Ter was $5,777.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,777.00	$646,400 (+7.32%) Land $100,000 Building $546,400	$646,400 (+7.32%) Land $100,000 Building $546,400
2025		$602,300 Land $100,000 Building $502,300	$602,300 Land $100,000 Building $502,300
2023	$5,047.00	$551,900 Land $100,000 Building $451,900	$551,900 Land $100,000 Building $451,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Bach Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Bach Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880